402 Walnut Ave, Graettinger, IA 51342 Property Records

Palo Alto County property record for 402 Walnut Ave, Graettinger, IA 51342

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,128 sqft · built 1910
Lot Size	0.246 acres (10,736 sqft)
Owner	Individual Name on Record
Tax Bill	$958 (2026)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620002006200`

Property Details

APN / Parcel Number

Primary APN	`620002006200`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,128 sqft Living Area
1st Floor Area	416 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,736 sqft (0.246 acres)
Lot Dimensions	122 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	402 WALNUT AVE
City	GRAETTINGER
State	IA
Zip	51342-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDN. LOT 9 & 10 BLOCK 6
Legal Subdivision	FIRST ADDITION TO GRAETTINGER PALO
Legal Block	6
Legal Lot Number	9,10
Jurisdiction	PALO ALTO IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1039
Census Tract	960200

Owner

Source: Palo Alto County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	402 WALNUT AVE, GRAETTINGER, IA 51342-1049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage IOWA FINANCE AUTHORITY
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 25, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	402 WALNUT AVE, GRAETTINGER, IA 51342-1049
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/580
Date	May 4, 2023
Book Page	2023/580
Instrument	2023 0580

Lender

Name	IOWA FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO ALTO IA
Recording Date	May 4, 2023
Property Address	402 WALNUT AVE, GRAETTINGER, IA 51342-1049
Document Number	002023/578
Book / Page	2023 / 578
Instrument Date	May 1, 2023
Instrument	2023 0578
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 WALNUT AVE, GRAETTINGER, IA 51342-1049

Mortgage

Document Number	002023/579
Date	May 4, 2023
Book Page	2023/579
Instrument	2023 0579

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO ALTO IA
Recording Date	Jul 25, 2019
Property Address	402 WALNUT AVE, GRAETTINGER, IA 51342-1049
Document Number	02019/1178
Book / Page	2019 / 1178
Instrument Date	Jul 16, 2019
Instrument	1178
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 WALNUT AVE, GRAETTINGER, IA 51342-1049

Mortgage

Document Number	02019/1179
Date	Jul 25, 2019
Book Page	2019/1179
Instrument	1179

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Palo Alto County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Palo Alto County
Municipality	Graettinger City
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$958.00	$65,610 (-) Land $8,280 Building $57,330	$65,610 (-) Land $8,280 Building $57,330
2025	$958.00 (+45.15%) Senior Citizen's exemption	$65,610 (+64.07%) Land $8,280 Building $57,330	$65,610 (+64.07%) Land $8,280 Building $57,330
2024	$660.00 (+5.1%)
2023		$39,990 (+25.6%) Land $5,520 Building $34,470	$39,990 (+25.6%) Land $5,520 Building $34,470
2022	$628.00	$31,840 Land $5,520 Building $26,320
2021			$31,840 Land $5,520 Building $26,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAETTINGER MUNICIPAL WATER SUPPLY serves 897 people · EPA ID IA7445096
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: GigFire, Nextlink, Northwest Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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