Cleveland County property record for 402 Wall St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 840 sqft · built 1920 |
| Lot Size | 0.168 acres (7,316 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $532 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18135 |
| Primary APN | 18135 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 840 sqft Finished Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 7,316 sqft (0.168 acres) |
| Lot Dimensions | 118 ft deep x 62 ft wide |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1334997 |
|---|---|
| Street Address | 402 WALL ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-5761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | #56 WALL ST PB 7-9-10 |
| Legal Subdivision | NO 6 |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 951100 |
402 Wall St, a single family home, is owned by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2028 S MORGAN ST, SHELBY, NC 28152-7658 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 15, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 3, 2026 |
| Property Address | 402 WALL ST, SHELBY, NC 28150-5761 |
| Document Number | 0200129200 |
| Book / Page | 1975 / 2713 |
| Instrument Date | May 30, 2026 |
| Instrument | 2026200129200 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2028 S MORGAN ST, SHELBY, NC 28152-7658 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 15, 2020 |
| Property Address | 402 WALL ST, SHELBY, NC 28150-5761 |
| Document Number | 0018282179 |
| Book / Page | 001828 / 002179 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $7.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 WALL ST SHELBY NC 281505761, SHELBY, NC 28150-5761 |
The 2026 property tax bill for 402 Wall St was $532, up 125.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532.00 (+125.42%) | $48,751 (-) Land $8,370 Building $40,381 | $48,751 (-) Land $8,370 Building $40,381 |
| 2025 | $236.00 | $48,751 Land $8,370 Building $40,381 | $48,751 Land $8,370 Building $40,381 |
| 2023 | $14,581 Land $2,790 Building $11,791 | $14,581 Land $2,790 Building $11,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Wall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Wall St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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