402 Wall St, Cairo, OH 45820 Property Records

Allen County property record for 402 Wall St, Cairo, OH 45820 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1948
Square Footage	960 sqft Living Area
Lot Size	7,667 sqft (0.176 acres)
Occupancy	Owner Occupied
Last Sale	$109,000 (2026)
Tax Bill	$1,159.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-3206-02-055.000`
Alternative APN	`B1027320602055000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	960 sqft Living Area
Gross Area	1,920 sqft Gross Area
1st Floor	960 sqft 1st Floor
Basement Area	960 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	7,667 sqft (0.176 acres)
Depth X Width	150 ft x 51 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	832 sqft Garage
Porch Area	74 sqft Porch
Canopy Area	42 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	402 WALL ST
City	CAIRO
State	OH
Zip	45820-6533
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TEEGARDINS ADDITION OL 13 NE PT 51 X 150 FF 51.00
Legal Subdivision	TEEGARDINS ADDITION
Legal Lot Number	13
Jurisdiction	ALLEN OH
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1014
Census Tract	10200

Owner

Source: Allen County records · APN 27-3206-02-055.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 WALL ST, CAIRO, OH 45820-6533
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2026 · Amount on Record
Deed Sale	May 06, 2026 · Amount on Record
Prior Sale	Dec 06, 2014 · Amount on Record
Deed Doc Number	20264626
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 06, 2026
Property Address	402 WALL ST, CAIRO, OH 45820-6533
Document Number	0000004626
Instrument Date	May 05, 2026
Instrument	2026.4626
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$33,027.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 WALL ST, CAIRO, OH 45820-6533

Mortgage

Document Number	0000004627,
Date	May 06, 2026
Instrument	2026..4627

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Monroe Township
Municipality	Cairo Village
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (-0.69%)	$27,930 (-) Land $3,640 Building $24,290	$79,800 (-) Land $10,400 Building $69,400
2024	$1,167.00 (+23.89%) Homeowner's exemption	$27,930 (+40.99%) Land $3,640 Building $24,290	$79,800 (+40.99%) Land $10,400 Building $69,400
2023	$942.00 (-0.42%) Homeowner's exemption	$19,810 (-) Land $2,590 Building $17,220
2022	$946.00 Homeowner's exemption	$19,810 Land $2,590 Building $17,220
2021			$56,600 Land $7,400 Building $49,200

Flood & Wildfire

402 Wall St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Allen County (39003C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.