Montgomery County property record for 402 W Spring St, Troy, NC 27371
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 2,142 sqft · built 1971 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Jan 2015) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 09 26 3328 |
| Primary APN | 7538 09 26 3328 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,142 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Account Number | 1476140 |
|---|---|
| Street Address | 402 W SPRING ST |
| City | TROY |
| State | NC |
| Zip | 27371-2940 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | RETAIL STO |
| Legal Description | TOBACCO OUTLET TOBACCO OUTLET |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 960202 |
402 W Spring St, a commercial property, is owned by an individual who bought it in January 2015.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 W SPRING ST, TROY, NC 27371-2940 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2015 · Amount on File |
| Deed Sale | Jan 16, 2015 · Amount on File |
| Prior Sale | Sep 1, 2006 · Amount on File |
| Deed Document Number | 2015340770 |
| Deed Book / Page | 747 / 277 |
| Record Updated | Oct 29, 2026 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $119,547 (-) Land $41,817 Building $77,730 | $119,547 (-) Land $41,817 Building $77,730 |
| 2025 | $119,547 Land $41,817 Building $77,730 | $119,547 Land $41,817 Building $77,730 |
| 2023 | $119,547 Land $41,817 Building $77,730 | $119,547 Land $41,817 Building $77,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 W Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 W Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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