Cass County property record for 402 W River Rd, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,288 sqft · built 1994 |
| Lot Size | 0.3 acres (13,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,500 (Nov 2014) |
| Tax Bill | $884 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-0500-13108-000 |
| Primary APN | 15-0500-13108-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Basement Area | 925 sqft |
| Finished Basement | 925 sqft |
| Unfinished Basement | 925 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,174 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Slab |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 402 W RIVER RD |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 6 BLOCK: 0 ADDITION: NIELSONS 2ND ADDITIONAL: NIELSON'S 2ND SUB LOT 6 |
| Legal Subdivision | NIELSONS SECOND SUBDIVIOSNI |
| Legal Lot Number | 6 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40503 |
402 W River Rd is owned and occupied by two individuals who bought it in November 2014.
Source: Cass County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 W RIVER RD, HORACE, ND 58047-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2014 · Amount on File |
| Deed Sale | Nov 17, 2014 · Amount on File |
| Prior Sale | Apr 29, 2008 · Amount on File |
| Deed Document Number | 201432583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 402 W RIVER RD, HORACE, ND 58047-4402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0001647471 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 1647471 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 402 W River Rd was $884.
Source: Cass County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $884.00 | $154,850 Land $23,300 Building $131,550 | $309,700 Land $46,600 Building $263,100 |
| 2023 | $2,428.00 | $150,050 Land $23,300 Building $126,750 | $300,100 Land $46,600 Building $253,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 W River Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 W River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 93% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 1,250 / 250 |
| Sparklight Fiber | 1,000 / 50 |
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