402 W Reader St, Elburn, IL 60119 Property Records

Kane County property record for 402 W Reader St, Elburn, IL 60119 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size9,656 sqft (0.222 acres)
OccupancyOwner Occupied
Last Sale$244,000 (2017)
Tax Bill$8,304.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-06-226-004

Exterior

Lot Area9,656 sqft (0.222 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address402 W READER ST
CityELBURN
StateIL
Zip60119-8213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE EAST 50.75 FEET OF LOT 1 IN BLK 3 OF THE ASSESSORS ADDN TO THE VILLAGE OF BLACKBERRY (NOW ELBURN)
Legal SubdivisionTHE ASSESSORS ADDN
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionBLACKBERRY
Census Blockgroup1
Census Block1032
Census Tract854507

Owner

Source: Kane County records · APN 11-06-226-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address402 W READER ST, ELBURN, IL 60119-8213
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Deed of Trust, Mortgage
MIDWEST COMMUNITY BANK
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
May 05, 2017Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on May 05, 2017
  • Deed Sale Price on May 05, 2017
  • Prior Sale Amount on Dec 11, 1997
Deed Doc Number201722947
Prior Transfer DateNov 01, 2006
Prior Transfer Doc0000139979
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address402 W READER ST, ELBURN, IL 60119-8213
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057522
DateOct 01, 2020
Instrument2020K057522
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address402 W READER ST, ELBURN, IL 60119-8213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042933
DateSep 16, 2019
Instrument2019K042933
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 05, 2017
Property Address402 W READER ST, ELBURN, IL 60119-8213
Document Number0000022947
Instrument DateMar 24, 2017
Instrument2017K022947
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyPRIMARY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$244.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 W READER ST, ELBURN, IL 60119-8213

Mortgage

Document Number0000022948
DateMay 05, 2017
Instrument2017K022948
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,304.00 (+11.75%) Homeowner's exemption
2024$103,287 (+20.96%) Land $11,254 Building $92,033$309,985 (+21.01%) Land $33,776 Building $276,209
2022$7,431.00 (+3.42%) Homeowner's exemption$85,387 (+4.48%) Land $9,322 Building $76,065$256,161 (+4.48%) Land $27,966 Building $228,195
2021$7,185.00 Homeowner's exemption$81,725 Land $8,922 Building $72,803$245,175 Land $26,766 Building $218,409

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