402 W Main St, Milton, IN 47357 Property Records

Wayne County property record for 402 W Main St, Milton, IN 47357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1956
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on Record
Last Sale	$56,525 (Jan 2024)
Tax Bill	$935 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2008 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`027-00245-00`

Property Details

APN / Parcel Number

Primary APN	`027-00245-00`
Alternative APNs	`89-11-02-110-203.000-027` `410211020300027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1976
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,290 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	410211020300027
Street Address	402 W MAIN ST
City	MILTON
State	IN
Zip	47357-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT 23RD DIV NW SEC 2-15-12 0.33A
Legal Range	12
Legal Township	15
Legal Section	2
Legal Subdivision	JOHN BAKER & JACOB BAKERS ADD
Jurisdiction	WAYNE IN
Township / Civil Division	WASHINGTON
Census Block Group	6
Census Block	6016
Census Tract	10600

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 W MAIN ST, MILTON, IN 47357-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK/RICHMOND
Mar 14, 2008	Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA
Jan 26, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND
Jan 26, 2024	Warranty Deed, Transfer
Sep 28, 2023	Sheriff's Deed, Foreclosure
Mar 14, 2008	Warranty Deed, Transfer · Line of Credit FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Sep 28, 2023 · Amount on Record
Deed Document Number	2024517
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	May 5, 2026
Property Address	402 W MAIN ST, MILTON, IN 47357-9775
Document Number	0000003362
Instrument Date	Apr 30, 2026
Instrument	20263362
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	402 W MAIN ST, MILTON, IN 47357-9775

Mortgage

Document Number	0000003362,
Date	May 5, 2026
Instrument	20263362

Lender

Name	FIRST BANK/RICHMOND

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2031

Interest

Rate	6.46%
Max Rate	-1%

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	402 W MAIN ST, MILTON, IN 47357-9775
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008002509
Date	Mar 14, 2008
Instrument	2008002509

Lender

Name	FIRST BANK RICHMOND NA
Address	RICHMOND, IN 47375

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2023

Interest

Rate	8.75%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jan 26, 2024
Property Address	402 W MAIN ST, MILTON, IN 47357-9775
Document Number	2024000517
Instrument Date	Jan 25, 2024
Instrument	2024000517
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 W MAIN ST, MILTON, IN 47357-9775

Mortgage

Document Number	2024000518
Date	Jan 26, 2024
Instrument	2024000518

Lender

Name	FIRST BANK RICHMOND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jan 26, 2024
Property Address	402 W MAIN ST, MILTON, IN 47357-9775
Document Number	2024000517
Instrument Date	Jan 25, 2024
Instrument	2024000517
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 W MAIN ST, MILTON, IN 47357-9775

September 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 28, 2023
Property Address	420 W MAIN ST, MILTON, IN 47357-9775
Document Number	2023007557
Instrument Date	Sep 21, 2023
Instrument	2023007557
Transaction Type	Foreclosure
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 14, 2008
Property Address	402 W MAIN ST, MILTON, IN 47357-9775
Document Number	2008002505
Instrument Date	Mar 13, 2008
Instrument	2008002505
Transaction Type	Transfer
Record Updated	Nov 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W MAIN ST, MILTON, IN 47357-9775

Mortgage

Document Number	2008002507
Date	Mar 14, 2008
Instrument	2008002507

Lender

Name	FIRST BANK RICHMOND NA
Address	RICHMOND, IN 47375

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

Interest

Rate	6.37%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Washington Township
Municipality	Milton Town
Unified School District	Western Wayne Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00 (+8.09%)	$98,100 (+26.74%) Land $13,300 Building $84,800	$98,100 (+26.74%) Land $13,300 Building $84,800
2024	$865.00 (+23.75%)
2023		$77,400 (+0.91%) Land $10,500 Building $66,900	$77,400 (+0.91%) Land $10,500 Building $66,900
2022	$699.00	$76,700 Land $10,500 Building $66,200	$76,700 Land $10,500 Building $66,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER WORKS serves 650 people · EPA ID IN5289011
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures