402 W Chippewa St, Dwight, IL 60420 Property Records

Livingston County property record for 402 W Chippewa St, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2010)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-09-103-020`

Property Details

APN / Parcel Number

Primary APN	`05-05-09-103-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	988 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	402 W CHIPPEWA ST
City	DWIGHT
State	IL
Zip	60420-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 09 103 020 LOT 50 X 150 LOT 21 BLK 2 NEWELL'S ADD
Legal Subdivision	NEWELL'S ADD
Legal Block	2
Legal Lot Number	21
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	4
Census Block	4008
Census Tract	960100

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 W CHIPPEWA ST, DWIGHT, IL 60420-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOY CAPITAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2010 · Amount on Record
Deed Sale	Apr 23, 2010 · Amount on Record
Deed Document Number	2010601077
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	593868
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 28, 2023
Property Address	402 W CHIPPEWA ST, DWIGHT, IL 60420-1208
Document Number	2023R02301
Instrument Date	Jun 28, 2023
Instrument	2023R-02301
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21702 N 2700 EAST RD, SAUNEMIN, IL 61769-6061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 W CHIPPEWA ST, DWIGHT, IL 60420-1208

Mortgage

Document Number	2023R02302
Date	Jun 28, 2023
Instrument	2023R-02302

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	402 W CHIPPEWA ST, DWIGHT, IL 60420-1208
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R02049
Date	May 3, 2022
Instrument	2022R-02049

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2042

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	402 W CHIPPEWA ST, DWIGHT, IL 60420-1208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00968
Date	Mar 12, 2018
Instrument	2018R-00968

Lender

Name	SOY CAPITAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,363.00 (+8.13%) Homeowner's exemption	$65,418 (+8.9%) Land $7,374 Building $58,044	$196,254 (+8.9%) Land $22,122 Building $174,132
2024	$4,960.00 (+25.09%)	$60,071 (+21.68%) Land $6,771 Building $53,300	$180,213 (+21.68%) Land $20,313 Building $159,900
2022	$3,965.00 Homeowner's exemption	$49,368 Land $6,184 Building $43,184	$148,104 Land $18,552 Building $129,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on W Chippewa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures