Caldwell County property record for 402 W Center, Polo, MO 64671
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,323 sqft · built 1999 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,300 (Apr 2021) |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-8-28-1-03-4.00 |
| Primary APN | 11-8-28-1-03-4.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,323 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 135 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 120 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 402 W CENTER |
|---|---|
| City | POLO |
| State | MO |
| Zip | 64671-9347 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 28-55-28 BLK 1 LOT 1,2,3 LINVILLE ADDITION OF POLO |
| Legal Range | 28 |
| Legal Township | 55 |
| Legal Section | 28 |
| Legal Subdivision | LINVILLE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1-3 |
| Jurisdiction | CALDWELL MO |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950201 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 W CENTER, POLO, MO 64671-9347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CORPORATION |
| Apr 29, 2021 | Intrafamily Transfer, Transfer · Line of Credit THE HAMILTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Deed Document Number | 202161122 |
| Deed Book / Page | 195 / 6975 |
| Prior Transfer Date | Apr 24, 2021 |
| Prior Transfer Doc | 195/6975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL MO |
| Recording Date | Jul 30, 2026 |
| Property Address | 402 W CENTER, POLO, MO 64671-9347 |
| Document Number | 0000070718 |
| Book / Page | 2026 / 971 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202670718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | COUNTY ABSTRACT, CALDWELL COUNTY ABSTRACT & T |
| Name | Verified Name |
|---|---|
| Address | 402 W CENTER, POLO, MO 64671-9347 |
| Document Number | 0000070718, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 2026/971 |
| Instrument | 202670718 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALDWELL MO |
| Recording Date | Apr 29, 2021 |
| Property Address | 402 W CENTER, POLO, MO 64671-9347 |
| Document Number | 195/6975 |
| Book / Page | 195 / 6975 |
| Instrument Date | Apr 24, 2021 |
| Instrument | 61122 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | CALDWELL CNTY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 W CENTER, POLO, MO 64671-9347 |
| Document Number | 61123 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 61123 |
| Name | THE HAMILTON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Caldwell County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Caldwell County |
| County Subdivision | Grant Township |
| Municipality | Polo City |
| Unified School District | Polo R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 (+17.67%) | $18,910 (+10.26%) Land $2,070 Building $16,840 | $99,550 (+10.24%) Land $10,910 Building $88,640 |
| 2024 | $1,194.00 | ||
| 2023 | $17,150 Land $2,070 Building $15,080 | $90,300 Land $10,910 Building $79,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLO PWS serves 575 people · EPA ID MO1010653 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY PWSD 3 |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Green Hills Technologies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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