402 W 22nd St, Tracy, CA 95376 Property Records

San Joaquin County property record for 402 W 22nd St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 998 sqft · built 1948
Lot Size	0.126 acres (5,529 sqft)
Owner	Individual Name on Record
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233-043-070-000`

Property Details

APN / Parcel Number

Primary APN	`233-043-070-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	998 sqft Living Area

Exterior

Year Built	Built 1948
Architectural Style	Other
Construction Type	Wood
Lot Area	5,529 sqft (0.126 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	402 W 22ND ST
City	TRACY
State	CA
Zip	95376-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	CITY/MUNI/TWP:TRACY MAP REF:MB 233 PG 04
Legal Subdivision	SUNSET PARK
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5303

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	402 W 22ND ST, TRACY, CA 95376-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
May 15, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019
Deed Sale	Jul 16, 2019
Prior Sale	Jun 2, 2016
Deed Document Number	2019-074859
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	402 W 22ND ST, TRACY, CA 95376-2539
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W 22ND ST, TRACY, CA 95376-2539

Mortgage

Document Number	0000003747
Date	Jan 17, 2023
Instrument	2023-003747

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	402 W 22ND ST, TRACY, CA 95376-2539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054114
Date	May 6, 2020
Instrument	2020-054114

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 16, 2019
Property Address	402 W 22ND ST, TRACY, CA 95376-2539
Document Number	0000074859
Map Reference	MB 11 PG 114
Instrument Date	Jul 10, 2019
Instrument	2019-074859
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 W 22ND ST, TRACY, CA 95376-2539

Mortgage

Document Number	0000074860
Date	Jul 16, 2019
Instrument	2019-074860

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 15, 2019
Property Address	402 W 22ND ST, TRACY, CA 95376-2539
Document Number	0000049467
Instrument Date	May 1, 2019
Instrument	49467
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1122 ZUMSTEIN CT RIPON CA 953663118, RIPON, CA 95366-3118

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,710.00 (+10.3%) Homeowner's exemption	$415,580 (+4.04%) Land $131,235 Building $284,345
2023	$4,270.00 (+2.13%) Homeowner's exemption	$399,444 Land $126,140 Building $273,304
2022	$4,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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