402 W 10th St, Georgetown, IL 61846 Property Records

Vermilion County property record for 402 W 10th St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.171 acres (7,482 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Sep 2020)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-31-207-015`

Property Details

APN / Parcel Number

Primary APN	`28-31-207-015`
Alternative APN	`GEOL1115`

Exterior

Lot Area	7,482 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Street Address	402 W 10TH ST
City	GEORGETOWN
State	IL
Zip	61846-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOB YAPPS ADD TO GEORGETOWN L148
Legal Range	11W
Legal Township	18N
Legal Section	31
Legal Subdivision	JACOB YAPPS
Legal Lot Number	148
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2017
Census Tract	11000

Owner

402 W 10th St is owned and occupied by an individual who bought it in September 2020.

Source: Vermilion County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	402 W 10TH ST, GEORGETOWN, IL 61846-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Sep 8, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Deed Document Number	20206165
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	402 W 10TH ST, GEORGETOWN, IL 61846-1004
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2107389
Date	Sep 21, 2021
Instrument	21-07389

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2031

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	402 W 10TH ST, GEORGETOWN, IL 61846-1004
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2102331
Date	Mar 29, 2021
Instrument	21-02331

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	VERMILION IL
Recording Date	Sep 8, 2020
Property Address	402 W 10TH ST, GEORGETOWN, IL 61846-1004
Document Number	2006165
Instrument Date	Aug 31, 2020
Instrument	20-06165
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W 10TH ST, GEORGETOWN, IL 61846-1004

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$12,640 Land $2,400 Building $10,240	$37,920 Land $7,200 Building $30,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 W 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 W 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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