402 Unity St, Fort Mill, SC 29715 Property Records

York County property record for 402 Unity St, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,658 sqft · built 1950
Lot Size	0.275 acres (11,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jan 2025)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Jan 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020-04-26-002`

Property Details

APN / Parcel Number

Primary APN	`020-04-26-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,658 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Lot Area	11,998 sqft (0.275 acres)
Porch	Slab
Porch Area	204 sqft

Location & Zoning

Street Address	402 UNITY ST
City	FORT MILL
State	SC
Zip	29715-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK AA
Legal Subdivision	CATAWBA HOMES
Legal Block	AA
Legal Lot Number	2
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1023
Census Tract	61101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Unity Presbyterian Church Complex listed 1992 · 4 contributing resources · NRIS 92000649

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 UNITY ST, FORT MILL, SC 29715-1828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	20252471
Deed Book / Page	21722 / 82
Prior Transfer Date	Feb 3, 2010
Prior Transfer Doc	1125000195
Record Updated	Oct 29, 2026

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 27, 2025
Property Address	402 UNITY ST, FORT MILL, SC 29715-1828
Document Number	2172200082
Book / Page	21722 / 82
Map Reference	MB 117 PG 654
Instrument Date	Jan 27, 2025
Instrument	2025002471
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 UNITY ST, FORT MILL, SC 29715-1828

Mortgage

Document Number	2025002472
Date	Jan 27, 2025
Instrument	2025002472

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	11.7%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Fort Mill Town
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,649.00 (+512.03%)	$9,720 (+72.49%) Land $2,619 Building $7,101	$222,700 (+55.55%) Land $60,000 Building $162,700
2023	$923.00 Additional exemption filed	$5,635 Land $2,361 Building $3,274	$143,172 Land $60,000 Building $83,172

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20