402 Topaz Cir, Dover, DE 19904 Property Records

Kent County property record for 402 Topaz Cir, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,901 sqft · built 2013
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$237,760 (Sep 2013)
Tax Bill$2,207 (2026)
Deeds & MortgagesOct 2020 Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN2-05-067.01-01-24.00-000

Property Details

APN / Parcel Number

Primary APN2-05-067.01-01-24.00-000
Alternative APNs
  • ED05067.010124.00/000
  • 77503
  • 83986

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,901 sqft Living Area
Basement Area782 sqft
Finished Basement364 sqft
Unfinished Basement418 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions105 ft deep x 0.3 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number83986
Street Address402 TOPAZ CIR
CityDOVER
StateDE
Zip19904-3716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionEMERALD POINTE SUBD LOT 24 402 TOPAZ CIRCLE
Legal SubdivisionEMERALD POINTE
Legal Lot Number24
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1004
Census Tract40700

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 TOPAZ CIR, DOVER, DE 19904-3716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Jul 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2013 · Amount on Record
Deed SaleSep 12, 2013 · Amount on Record
Deed Document Number2013242815
Deed Book / Page6953 / 81
Last Transfer DateJul 18, 2017
Transfer Doc0000322671
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address402 TOPAZ CIR, DOVER, DE 19904-3716
Document Number0000406216
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address402 TOPAZ CIR DOVER DE 199043716, DOVER, DE 19904-3716

Mortgage

Document Number0000406216
DateJan 19, 2021
Book Page010730/000283
Instrument406216
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 18, 2036

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT DE
Recording DateJul 20, 2017
Property Address402 TOPAZ CIR, DOVER, DE 19904-3716
Document Number0000322671
Book / Page008708 / 000100
Instrument DateJul 18, 2017
Instrument322671
Transaction TypeTransfer
Record UpdatedJul 31, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address402 TOPAZ CIR DOVER DE 199043716, DOVER, DE 19904-3716

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,207.00 (+5.85%)$354,700 (+491.17%) Land $86,600 Building $268,100
2025$2,085.00 (+18.06%)
2023$1,766.00$60,000 Land $10,100 Building $49,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 78% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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