Henderson County property record for 402 Terrys Gap Rd, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,049 sqft · built 1938 |
| Lot Size | 10.7 acres (466,963 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jun 2010) |
| Tax Bill | $2,115 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9682074859 |
| Primary APN | 9682074859 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,049 sqft Heated Area |
| 1st Floor Area | 840 sqft |
| Attic | Attic |
| Attic Area | 225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 466,963 sqft (10.7 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 342 sqft |
| Deck Area | 60 sqft |
| Canopy | 276 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9971492 |
|---|---|
| Street Address | 402 TERRYS GAP RD |
| City | FLETCHER |
| State | NC |
| Zip | 28732-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9971492~R3 |
| Legal Description | SR1565 ON TERRYS GAP RD |
| Legal Subdivision | PHILIP WILDS & WIFE NYLENE WIL |
| Legal Block | 7 |
| Legal Lot Number | 4859 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HOOPERS CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 930502 |
402 Terrys Gap Rd is owned and occupied by two individuals who bought it in June 2010.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 TERRYS GAP RD, FLETCHER, NC 28732-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on File |
| Deed Sale | Jun 30, 2010 · Amount on File |
| Prior Sale | Jan 21, 2009 |
| Deed Book / Page | 1433 / 644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 402 TERRYS GAP RD, FLETCHER, NC 28732-9570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036420580 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 3642/580 |
| Instrument | 943657 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WIDEN, WV 25211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 402 Terrys Gap Rd was $2,115.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,600 Land $132,200 Building $262,400 | ||
| 2025 | $2,115.00 | ||
| 2023 | $394,600 Land $132,200 Building $262,400 | $394,600 Land $132,200 Building $262,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Terrys Gap Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Terrys Gap Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 25 / 5 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures