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402 Summit Ave, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 402 Summit Ave, Cedarhurst, NY 11516

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,250 sqft · built 1898
Lot Size0.187 acres (8,160 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Oct 2023)
Tax Bill$9,947 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN39-423-00-0122

Property Details

APN / Parcel Number

Primary APN39-423-00-0122
Alternative APNs
  • 2003-39-423-00-0122-0
  • 39423000122000000000
  • 282003 39.-423-122
  • 39423 01220

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,250 sqft Living Area
Gross Area2,278 sqft
1st Floor Area946 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area8,160 sqft (0.187 acres)
Lot Dimensions136 ft deep x 60 ft wide
PorchEnclosed Frame Porch
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39423 01220
Street Address402 SUMMIT AVE
CityCEDARHURST
StateNY
Zip11516-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 015
Legal Block423
Legal Lot Number122
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group5
Census Block5001
Census Tract411200

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 31, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number2023-65084
Deed Book / PageD14434 / 472
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820
Transaction TypeMortgage
Record UpdatedJan 2, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820

Mortgage

Document NumberM482660011
DateDec 22, 2025
Book PageM48266/11
Instrument2025-83076
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 4, 2055

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820
Transaction TypeMortgage
Record UpdatedJan 2, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820

Mortgage

Document NumberM482660025
DateDec 22, 2025
Book PageM48266/25
Instrument2025-83077
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

October 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateOct 31, 2023
Property Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820
Document NumberD144340472
Book / PageD14434 / 472
Instrument DateOct 10, 2023
Instrument2023-65084
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyLANDMARK ABSTRACT AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820

Mortgage

Document Number0202365085
DateOct 31, 2023
Instrument2023-65085
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address402 SUMMIT AVE, CEDARHURST, NY 11516-1820
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0431490841
DateNov 12, 2018
Book Page43149/841
Instrument2018-101090
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityCedarhurst Village
Unified School DistrictLawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$710 (-3.4%) Land $321 Building $389$710,000 (-3.4%)
2025$9,947.00 (+11.51%)
2023$8,920.00 Additional exemption filed$735 Land $332 Building $403$735,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims10 (1980–2011)
Claims Outside the SFHA5 of 10
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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