402 Sullivan Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 402 Sullivan Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,427 sqft · built 1910
Lot Size	0.446 acres (19,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,500 (Oct 2024)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-27-435-018`

Property Details

APN / Parcel Number

Primary APN	`8913-27-435-018`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,427 sqft Living Area
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	673 sqft
Basement Area	1,530 sqft
Finished Basement	375 sqft
Unfinished Basement	1,530 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Triplex
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,422 sqft (0.446 acres)
Lot Dimensions	166 ft deep x 117 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	402 SULLIVAN AVE
City	WATERLOO
State	IA
Zip	50701-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUD FRANCIS WEST SIDE PLAT LOT 1
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	AUD FRANCIS WEST SIDE PLAT
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3006
Census Tract	1400

Owner

Source: Black Hawk County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 W 6TH ST, WATERLOO, IA 50702-3030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Oct 26, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2024 · Amount on Record
Deed Sale	Oct 5, 2024 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	20244729
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	0000006801
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 7, 2026
Property Address	402 SULLIVAN AVE, WATERLOO, IA 50701-2736
Document Number	0000015222
Instrument Date	Oct 2, 2026
Instrument	202615222
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SULLIVAN AVE, WATERLOO, IA 50701-2736

Mortgage

Document Number	0000015222,
Date	Oct 7, 2026
Instrument	202615222

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 26, 2022
Property Address	402 SULLIVAN AVE, WATERLOO, IA 50701-2736
Document Number	202300006801
Instrument Date	Oct 12, 2022
Instrument	202300006801
Transaction Type	Foreclosure
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5214 LINCOLN ROAD EXT, HATTIESBURG, MS 39402-8072

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,778.00 (+9.8%)	$136,100 (+36.95%) Land $29,480 Building $106,620	$136,100 (+36.95%) Land $29,480 Building $106,620
2024	$2,530.00 (-11.01%)
2023		$99,380 (+15.32%) Land $29,480 Building $69,900	$99,380 (+15.32%) Land $29,480 Building $69,900
2022	$2,843.00	$86,180 Land $18,430 Building $67,750
2021			$86,180 Land $18,430 Building $67,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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