San Mateo County property record for 402 Stephen Rd, San Mateo, CA 94403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1948 |
| Lot Size | 0.149 acres (6,478 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,125,000 (May 2026) |
| Tax Bill | $21,240 (2025) |
| Deeds & Mortgages | May 2026 Sale Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 039-471-290 |
| Primary APN | 039-471-290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,478 sqft (0.149 acres) |
| Lot Dimensions | 92 ft deep x 75 ft wide |
| View / Lot | Corner |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 402 STEPHEN RD |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 22 BLOCK 3 HILLSDALE UNIT NO 3 RSM 25/32 33 CITY OF SAN MATEO |
| Legal Subdivision | HILLSDALE UNIT NO 3 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 607300 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3025 ULLOA ST, SAN FRANCISCO, CA 94116-2228 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 12, 2026 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Oct 26, 2020 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 202626856 |
| Prior Transfer Date | Apr 28, 2008 |
| Prior Transfer Doc | 0000050550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 12, 2026 |
| Property Address | 402 STEPHEN RD, SAN MATEO, CA 94403-3353 |
| Document Number | 0000026856 |
| Instrument Date | May 6, 2026 |
| Instrument | 202626856 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $236,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3025 ULLOA ST, SAN FRANCISCO, CA 94116-2228 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 26, 2020 |
| Property Address | 402 STEPHEN RD, SAN MATEO, CA 94403-3353 |
| Document Number | 0000117469 |
| Map Reference | MB 25 PG 32&33 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-117469 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,699.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 402 STEPHEN RD, SAN MATEO, CA 94403-3353 |
| Document Number | 0000117470 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020-117470 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,764,317 (+2%) Land $1,181,365 Building $582,952 | ||
| 2025 | $21,240.00 (+2.14%) Homeowner's exemption | $1,729,723 (+4.04%) Land $1,158,201 Building $571,522 | |
| 2023 | $20,796.00 (+0.78%) Homeowner's exemption | $1,662,559 Land $1,113,228 Building $549,331 | $1,863,900 |
| 2022 | $20,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
May also be available: Etheric Networks, GeoLinks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures