402 Spruce St, Turlock, CA 95380 Property Records

Stanislaus County property record for 402 Spruce St, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,062 sqft · built 1997
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (Apr 2009)
Tax Bill	$1,816 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-027-062-000`

Property Details

APN / Parcel Number

Primary APN	`050-027-062-000`
Alternative APN	`0502762000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,062 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 SPRUCE ST
City	TURLOCK
State	CA
Zip	95380-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP C5 75-79
Legal Subdivision	TURLOCK
Legal Block	4
Legal Lot Number	1&2
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	4
Census Block	4003
Census Tract	3802

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	220 J ST, LATHROP, CA 95330-9481
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jul 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2009 · Amount on Record
Deed Sale	Apr 17, 2009 · Amount on Record
Prior Sale	Feb 14, 2007 · Amount on Record
Deed Document Number	200937642
Last Transfer Date	Jul 1, 2018
Transfer Doc	0000052235
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	402 SPRUCE ST, TURLOCK, CA 95380-5317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 J ST, LATHROP, CA 95330-9481

Mortgage

Document Number	0000102991
Date	Dec 11, 2020
Instrument	2020-0102991

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 31, 2018
Property Address	402 SPRUCE ST, TURLOCK, CA 95380-5317
Document Number	0000052235
Map Reference	VOL9 PG25
Instrument Date	Jul 1, 2018
Instrument	2018-0052235
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NATIONAL TITLE INS OF NEW YO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 J ST, LATHROP, CA 95330-9481

Mortgage

Document Number	0000052236
Date	Jul 31, 2018
Instrument	2018-0052236

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,816.00 (+1.85%)	$169,267 (+2%) Land $75,414 Building $93,853
2025	$1,783.00 (+2.06%)	$165,949 (+4.04%) Land $73,936 Building $92,013
2023	$1,747.00 (+1.28%)	$159,507 Land $71,066 Building $88,441
2022	$1,725.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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