402 Spruce St, Ridgeway, MO 64481 Property Records

Harrison County property record for 402 Spruce St, Ridgeway, MO 64481

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1915
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Tax Bill	$230 (2025)
Flood Zone	Zone X (minimal risk)
APN	`1521041-01-108`

Property Details

APN / Parcel Number

Primary APN	`1521041-01-108`
Alternative APN	`15-2.1-04-1-01-108.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
Attic	Attic
Attic Area	312 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	402 SPRUCE ST
City	RIDGEWAY
State	MO
Zip	64481-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL SURVEY, ALL OF LOT 14 & THE W 25' OF LOT 13, BLOCK 26
Legal Range	27W
Legal Township	64N
Legal Section	04
Legal Subdivision	ORIGINAL SURVEY
Legal Block	26
Legal Lot Number	13-14
Jurisdiction	HARRISON MO
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3033
Census Tract	950100

Owner

Source: Harrison County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	219 N WALNUT ST, LAMONI, IA 50140-1110
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2005
Deed Sale	Aug 25, 2005
Deed Document Number	20056559
Deed Book / Page	631 / 23
Last Transfer Date	Aug 5, 2009
Transfer Doc	666/26
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Harrison County
County Subdivision	Grant Township
Municipality	Ridgeway City
Unified School District	Ridgeway R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$230.00	$2,530 (+10.48%)	$13,280 (+10.02%)
2023		$2,290	$12,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWAY PWS serves 372 people · EPA ID MO1010688
Water Source	Purchased groundwater from HARRISON COUNTY PWSD 2
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20