Loudoun County property record for 402 Spring Ridge Ct, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,328 sqft · built 1984 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Oct 2015) |
| Tax Bill | $5,695 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-19-1683-000 |
| Primary APN | 012-19-1683-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 801 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | Deck Area |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 402 SPRING RIDGE CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SENECA RIDGE SEC.3 LOT 135 1253--922 |
| Legal Subdivision | SENECA RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 135 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 611204 |
402 Spring Ridge Ct is owned and occupied by two individuals who bought it in October 2015.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 SPRING RIDGE CT, STERLING, VA 20164-1356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2015 · Amount on File |
| Deed Sale | Oct 26, 2015 · Amount on File |
| Prior Sale | Sep 21, 1993 · Amount on File |
| Deed Document Number | 201571671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 402 SPRING RIDGE CT, STERLING, VA 20164-1356 |
| Document Number | 20200316017660 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 402 SPRING RIDGE CT STERLING VA 201641356, STERLING, VA 20164-1356 |
| Document Number | 20200316017660 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 17660 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 15, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 402 Spring Ridge Ct was $5,695.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,695.00 | $707,510 Land $280,100 Building $427,410 | $707,510 Land $280,100 Building $427,410 |
| 2023 | $5,029.00 | $574,830 Land $230,100 Building $344,730 | $574,830 Land $230,100 Building $344,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Spring Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Spring Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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