402 Song Bird St, Elyria, OH 44035 Property Records

Lorain County property record for 402 Song Bird St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,090 sqft · built 2002
Lot Size	0.271 acres (11,939 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jan 2026)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-614`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-614`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,090 sqft Living Area
1st Floor Area	1,028 sqft
Upper Floors Area	370 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,939 sqft (0.271 acres)
Lot Dimensions	129 ft deep x 92.1 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 SONG BIRD ST
City	ELYRIA
State	OH
Zip	44035-8379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBIN PARK SUB 9 92.06 X 129.69 S/L 235
Legal Subdivision	ROBIN PARK SUB 9
Legal Block	107
Legal Lot Number	235
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1007
Census Tract	71300

Owner

402 Song Bird St is owned and occupied by two individuals who bought it in January 2026.

Source: Lorain County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28582 WEST RD, SPENCER, OH 44275-9404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Feb 13, 2003 · Amount on File
Deed Document Number	202681586
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Aug 20, 2026
Property Address	402 SONG BIRD ST, ELYRIA, OH 44035-8379
Document Number	0000108416
Instrument Date	Aug 20, 2026
Instrument	2026108416
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28582 WEST RD, SPENCER, OH 44275-9404

Mortgage

Document Number	0000108416,
Date	Aug 20, 2026
Instrument	2026108416

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	402 SONG BIRD ST, ELYRIA, OH 44035-8379
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SONG BIRD ST, ELYRIA, OH 44035-8379

Mortgage

Document Number	0000076663
Date	Nov 25, 2025
Instrument	2025-0076663

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	7 Months
Due	Jun 1, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 9, 2026
Property Address	402 SONG BIRD ST, ELYRIA, OH 44035-8379
Document Number	0000081586
Map Reference	VOL 68 PG 43
Instrument Date	Jan 8, 2026
Instrument	2026-0081586
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	28582 WEST RD, SPENCER, OH 44275-9404

Mortgage

Document Number	0000081587
Date	Jan 9, 2026
Instrument	2026-0081587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 402 Song Bird St was $4,089 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,089.00 Homeowner's exemption	$99,130 (+%) Land $21,000 Building $78,130	$283,220 (-) Land $60,000 Building $223,220
2024	$4,089.00 (+13.02%)	$99,127 (+26.44%) Land $21,000 Building $78,127	$283,220 (+26.44%) Land $60,000 Building $223,220
2023	$3,618.00 (+0.3%)	$78,401 (+%) Land $14,830 Building $63,571	$224,000 Land $42,370 Building $181,630
2022	$3,607.00	$78,400 Land $14,830 Building $63,570
2021			$224,000 Land $42,370 Building $181,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Song Bird St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 Song Bird St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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