402 Sims Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 402 Sims Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,444 sqft · built 1936
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Sep 2022)
Tax Bill	$815 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117K D 007`

Property Details

APN / Parcel Number

Primary APN	`117K D 007`
Alternative APN	`0000042672`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	358 ft deep x 316 ft wide
Garage Type	Detached
Garage Area	387 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000042672
Street Address	402 SIMS DR
City	CHATTANOOGA
State	TN
Zip	37415-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 14&15 SIMS HEIGHTS PB 9 PG 28
Legal Subdivision	SIMS HEIGHTS
Legal Lot Number	14,15 15
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2007
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

402 Sims Dr is owned by a company that acquired it in April 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	554 MOUNT OLIVE RD, LOOKOUT MOUNTAIN, GA 30750-2925
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Quit Claim Deed, Transfer · Commercial Mortgage TENNESSEE VALLEY FCU
Sep 28, 2022	Warranty Deed, Transfer FIRST TITLE
Feb 22, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on File
Deed Sale	Sep 28, 2022 · Amount on File
Prior Sale	Sep 28, 2022 · Amount on File
Deed Document Number	0000000234
Deed Book / Page	13101 / 905
Last Transfer Date	Apr 24, 2025
Transfer Doc	0000000187
Record Updated	Jun 8, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 24, 2025
Property Address	402 SIMS DR, CHATTANOOGA, TN 37415-4939
Document Number	0000000187
Book / Page	13901 / 689
Map Reference	MB 9 PG 28
Instrument Date	Apr 21, 2025
Instrument	2025042400187
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 MOUNT OLIVE RD, LOOKOUT MOUNTAIN, GA 30750-2925

Mortgage

Document Number	0013901691
Date	Apr 24, 2025
Instrument	13901/691

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 21, 2030

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 28, 2022
Property Address	402 SIMS DR, CHATTANOOGA, TN 37415-4939
Document Number	0000000234
Book / Page	13101 / 905
Map Reference	MB 9 PG 28
Instrument Date	Sep 27, 2022
Instrument	2022092800234
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 MOUNT OLIVE RD, LOOKOUT MOUNTAIN, GA 30750-2925

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	402 SIMS DR, CHATTANOOGA, TN 37415-4939
Document Number	0321000029
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SIMS DR CHATTANOOGA TN 374154939, CHATTANOOGA, TN 37415-4939

Mortgage

Document Number	0321000029
Date	Mar 21, 2019
Book Page	011592/000869
Instrument	190321000029

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 402 Sims Dr was $815, down 20.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00 (-20.33%)	$53,775 (+17.61%)	$215,100 (+17.61%) Land $112,200 Building $102,900
2024	$1,023.00 (-44.88%)	$45,725 (-)	$182,900 (-) Land $77,200 Building $105,700
2023	$1,856.00 (+18.59%)	$45,725 (-)	$182,900 (-) Land $77,200 Building $105,700
2022	$1,565.00	$45,725	$182,900 Land $77,200 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Sims Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Sims Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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