402 Simonton St, Covington, TN 38019 Property Records

Tipton County property record for 402 Simonton St, Covington, TN 38019

Property Summary

Property Type	Duplex
Details	2 ba · 2,040 sqft · built 1987
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2024)
Tax Bill	$1,008 (2022)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084025O C 01501`

Property Details

APN / Parcel Number

Primary APN	`084025O C 01501`
Alternative APN	`025O C 01501`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	90 ft deep x 100 ft wide
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 SIMONTON ST
City	COVINGTON
State	TN
Zip	38019-1958
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DISTRICT: 01, COUNTY AREA: C80
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1014
Census Tract	40700

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4128 IRONWOOD DR, COOPERTOWN, TN 37073-4138
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Quit Claim Deed, Transfer NOT AVAILABLE, MEDLOCK TITLE AND ESCROW
Apr 15, 2024	Quit Claim Deed, Transfer · Construction Mortgage AMERICAN REALTY TITLE LLC A TN LIMI
Feb 28, 2024	Warranty Deed, Transfer NOT AVAILABLE, MEDLOCK TITLE AND ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Feb 8, 2024 · Amount on Record
Deed Document Number	2024272656
Deed Book / Page	2030 / 35
Last Transfer Date	Apr 10, 2024
Transfer Doc	0002035303
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 15, 2024
Property Address	402 SIMONTON ST # 404, 404, COVINGTON, TN 38019-1958
Document Number	0002035303
Book / Page	2035 / 303
Instrument Date	Apr 10, 2024
Instrument	273826
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	NOT AVAILABLE, MEDLOCK TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 IRONWOOD DR, GREENBRIER, TN 37073-4138

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 15, 2024
Property Address	402 SIMONTON ST # 404, 404, COVINGTON, TN 38019-1958
Document Number	0002035303
Book / Page	2035 / 303
Instrument Date	Apr 10, 2024
Instrument	273826
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, MEDLOCK TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 IRONWOOD DR, GREENBRIER, TN 37073-4138

Mortgage

Document Number	0000273827
Date	Apr 15, 2024
Instrument	273827

Lender

Name	AMERICAN REALTY TITLE LLC A TN LIMI
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Feb 28, 2024
Property Address	402 SIMONTON ST # 404, 404, COVINGTON, TN 38019-1958
Document Number	0000203035
Book / Page	2030 / 35
Instrument Date	Feb 5, 2024
Instrument	272656
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	NOT AVAILABLE, MEDLOCK TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 DRUMMONDS RD, MUNFORD, TN 38058-4620

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,920 (-) Land $2,960 Building $39,960
2023		$42,920 Land $2,960 Building $39,960
2022	$1,008.00
2020			$107,300 Land $7,400 Building $99,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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