Orange County property record for 402 Setter Trl, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,099 sqft · built 1972 |
| Lot Size | 0.297 acres (12,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Apr 2005) |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-22-30-7270-03-170 |
| Primary APN | 17-22-30-7270-03-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 2,797 sqft |
| 1st Floor Area | 2,099 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,916 sqft (0.297 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 402 SETTER TRL |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-6140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | QUAIL HOLLOW 3/53 LOT 17 BLK C |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 17 |
| Legal Subdivision | QUAIL HOLLOW |
| Legal Tract | 7270 |
| Legal Block | C |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12800 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 SETTER TRL, WINTER PARK, FL 32789-6140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2005 · Amount on Record |
| Deed Sale | Apr 1, 2005 · Amount on Record |
| Deed Document Number | 2005223527 |
| Deed Book / Page | 7901 / 258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 402 SETTER TRL, WINTER PARK, FL 32789-6140 |
| Document Number | 0000369060 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 402 SETTER TRL WINTER PARK FL 327896140, WINTER PARK, FL 32789-6140 |
| Document Number | 0000369060 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 369060 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 402 SETTER TRL, WINTER PARK, FL 32789-6140 |
| Document Number | 0000558176 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 SETTER TRL WINTER PARK FL 327896140, WINTER PARK, FL 32789-6140 |
| Document Number | 0000558176 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 558176 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 11, 2032 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,263 (+2.7%) | $654,550 (-2.1%) Land $300,000 Building $354,550 | |
| 2025 | $5,067.00 (+3.6%) Homeowner's exemption | $348,844 (+5.99%) | $668,570 (+6.38%) Land $300,000 Building $368,570 |
| 2024 | $4,891.00 (+4.26%) | ||
| 2023 | $4,691.00 (+18.49%) Homeowner's exemption | $329,139 (+11.28%) | $628,472 (+32.69%) Land $300,000 Building $328,472 |
| 2022 | $3,959.00 Homeowner's exemption | $295,781 | $473,654 Land $220,000 Building $253,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (1996–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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