402 Seth St, Whitehouse, TX 75791 Property Records

Smith County property record for 402 Seth St, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,637 sqft · built 1978
Lot Size	1 acres (43,734 sqft)
Owner	2 Individual Names on File
Last Sale	$422,940 (May 2025)
Tax Bill	$7,714 (2026)
Deeds & Mortgages	May 2025 Mortgage Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R101525`

Property Details

APN / Parcel Number

Primary APN	`R101525`
Alternative APN	`1-55161-0000-00-002000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,637 sqft Heated Area
1st Floor Area	1,637 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,734 sqft (1 acres)
Lot Dimensions	250 ft deep x 175 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Patio Area	144 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R101525
Street Address	402 SETH ST
City	WHITEHOUSE
State	TX
Zip	75791-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WADE WEST LOT 2
Legal Subdivision	WADE WEST
Legal Lot Number	2
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	1
Census Block	1033
Census Tract	2009

Owner

402 Seth St is owned and occupied by two individuals who bought it in May 2025.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 SETH ST, WHITEHOUSE, TX 75791-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Vendor's Lien, Transfer · Commercial Mortgage SOUTHSIDE BANK
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 24, 2022	Vendor's Lien, Transfer · Line of Credit AUSTIN BANK
Apr 28, 2021	Intrafamily Transfer, Transfer CTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Deed Document Number	202515656
Prior Transfer Date	Apr 28, 2021
Prior Transfer Doc	0001016364
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	May 29, 2025
Property Address	402 SETH ST, WHITEHOUSE, TX 75791-3252
Document Number	0001015656
Map Reference	CAB B SL 59-D
Instrument Date	May 28, 2025
Instrument	202501015656
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SETH ST, WHITEHOUSE, TX 75791-3252

Mortgage

Document Number	0001015657
Date	May 29, 2025
Instrument	202501015657

Lender

Name	SOUTHSIDE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	402 SETH ST, WHITEHOUSE, TX 75791-3252
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001008958
Date	Apr 1, 2024
Instrument	202401008958

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 13, 2039

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	402 SETH ST, WHITEHOUSE, TX 75791-3252
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001029688
Date	Aug 2, 2022
Instrument	202201029688

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	402 SETH ST, WHITEHOUSE, TX 75791-3252
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SETH ST, WHITEHOUSE, TX 75791-3252

Mortgage

Document Number	0001032950
Date	Aug 11, 2021
Instrument	202101032950

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35288

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	May 24, 2022
Property Address	402 SETH ST, WHITEHOUSE, TX 75791-3252
Document Number	0001020280
Map Reference	VOL 498 PG 171
Instrument Date	May 19, 2022
Instrument	202201020280
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6393 PALUXY DR, 6393, TYLER, TX 75703-5977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 YASMEEN CIR, FLINT, TX 75762-6736

Mortgage

Document Number	0001020281
Date	May 24, 2022
Instrument	202201020281

Lender

Name	AUSTIN BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMITH TX
Recording Date	Apr 28, 2021
Property Address	402 SETH ST, WHITEHOUSE, TX 75791-3252
Document Number	0001016364
Map Reference	CAB B SL 59-D
Instrument Date	Apr 28, 2021
Instrument	202101016364
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	CTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 SETH ST, WHITEHOUSE, TX 75791-3252

Tax Assessment & Valuation

The 2026 property tax bill for 402 Seth St was $7,714 with exemptions applied, up 234.8% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,714.00 (+234.81%) Homeowner's exemption Senior Citizen's exemption	$376,859 (-11.61%) Land $144,907 Building $231,952	$376,859 (-11.61%) Land $144,907 Building $231,952
2025	$2,304.00 (-27.39%) Homeowner's exemption Senior Citizen's exemption	$426,337 Land $148,984 Building $277,353	$426,337 Land $148,984 Building $277,353
2024	$3,173.00 (-0.09%)
2023	$3,176.00 (-21.17%) Homeowner's exemption	$262,899 Land $37,584 Building $225,315	$262,899 Land $37,584 Building $225,315
2022	$4,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Seth St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2010–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Seth St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEHOUSE serves 9,571 people · EPA ID TX2120025
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CCECA Broadband, Etex Telephone.

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