Erie County and Lancaster Town property record for 402 Seneca Pl, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,945 sqft · built 1998 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jan 2022) |
| Tax Bill | $7,328 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 93.20-6-20 |
| Primary APN | 145289 93.20-6-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,945 sqft Living Area |
| 1st Floor Area | 1,011 sqft |
| 2nd Floor Area | 934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 141 ft deep x 65.3 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 402 SENECA PL |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2957 SL 76 |
| Legal Subdivision | HOLLAND LAND COMAPNYS SURVEY |
| Legal Block | 6 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 14208 |
402 Seneca Pl is owned and occupied by two individuals who bought it in January 2022.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 SENECA PL, LANCASTER, NY 14086-1478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE |
| Dec 28, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on File |
| Deed Sale | Jan 10, 2022 · Amount on File |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 20225297 |
| Deed Book / Page | 11394 / 2655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 402 SENECA PL, LANCASTER, NY 14086-1478 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 402 SENECA PL, LANCASTER, NY 14086-1478 |
| Document Number | 0139921331 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 13992/1331 |
| Instrument | 2021079048 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 10, 2022 |
| Property Address | 402 SENECA PL, LANCASTER, NY 14086-1478 |
| Document Number | 0113942655 |
| Book / Page | 11394 / 2655 |
| Map Reference | DOC 2597 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2022005297 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 SENECA PL, LANCASTER, NY 14086-1478 |
| Name | Verified Name |
|---|---|
| Address | 402 SENECA PL, LANCASTER, NY 14086-1478 |
| Document Number | 0140346022 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 14034/6022 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 28, 2018 |
| Property Address | 402 SENECA PL, LANCASTER, NY 14086-1478 |
| Document Number | 0113393021 |
| Book / Page | 11339 / 3021 |
| Map Reference | MAP 2957 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 2018259193 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 SENECA PL, 402, LANCASTER, NY 14086-1478 |
| Name | Verified Name |
|---|---|
| Address | 4780 SPAULDING DR, CLARENCE, NY 14031-1557 |
The 2026 property tax bill for 402 Seneca Pl was $7,328, up 112.5% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,328.00 (+112.47%) | ||
| 2025 | $3,449.00 (-51.03%) | $255,000 (-) Land $70,000 Building $185,000 | $398,438 (+12.49%) Land $109,375 Building $289,063 |
| 2024 | $7,043.00 | $255,000 (-) Land $70,000 Building $185,000 | $354,200 (+4.18%) Land $97,231 Building $256,969 |
| 2023 | $255,000 Land $70,000 Building $185,000 | $340,000 Land $93,333 Building $246,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Seneca Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Seneca Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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