Gaston County property record for 402 Self St, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 884 sqft · built 2006 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Feb 2025) |
| Tax Bill | $2,005 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202622 |
| Primary APN | 202622 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 402 SELF ST |
|---|---|
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-2372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CHERRY VALLEY L 7 06 007 054 00 000 |
| Legal Subdivision | CHERRY VALLEY |
| Jurisdiction | GASTON NC |
| Township / Civil Division | CHERRYVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30602 |
402 Self St is owned and occupied by two individuals who bought it in February 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 SELF ST, CHERRYVILLE, NC 28021-2372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Jun 2, 2020 | Loan Modification, Mortgage · FHA Mortgage M&T BK |
| Sep 5, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Prior Sale | Sep 16, 2011 · Amount on File |
| Deed Book / Page | 5540 / 208 |
| Prior Transfer Date | Oct 21, 2011 |
| Prior Transfer Doc | 0045830963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 402 SELF ST, CHERRYVILLE, NC 28021-2372 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 402 SELF ST, CHERRYVILLE, NC 28021-2372 |
| Document Number | 0053571131 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 5357/1131 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 402 SELF ST, CHERRYVILLE, NC 28021-2372 |
| Document Number | 0051412381 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 402 SELF ST CHERRYVILLE NC 280212372, CHERRYVILLE, NC 28021-2372 |
| Document Number | 0051412381 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 005141/002381 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 402 SELF ST, CHERRYVILLE, NC 28021-2372 |
| Document Number | 0049352026 |
| Book / Page | 004935 / 002026 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 SELF ST CHERRYVILLE NC 280212372, CHERRYVILLE, NC 28021-2372 |
| Document Number | 0049352026 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 004935/002026 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2026 property tax bill for 402 Self St was $2,005, up 0.8% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,005.00 (+0.75%) | $185,820 (+0.75%) Land $14,000 Building $171,820 | |
| 2025 | $1,990.00 | $184,430 Land $14,000 Building $170,430 | |
| 2023 | $2,010.00 | $184,430 Land $14,000 Building $170,430 | |
| 2021 | $103,610 Land $9,000 Building $94,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Self St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 Self St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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