DuPage County property record for 402 S Summit St, Wheaton, IL 60187 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 4,935 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $726,500 (2021) |
| Tax Bill | $19,004.00 (2025) |
Source: DuPage County records · APN 05-15-320-011
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 S SUMMIT ST, WHEATON, IL 60187-5976 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | May 24, 2006 · Amount on Record |
| Deed Doc Number | 202166553 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 402 S SUMMIT ST, WHEATON, IL 60187-5976 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000013046 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | R2024-013046 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 402 S SUMMIT ST, WHEATON, IL 60187-5976 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000104872 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | R2020-104872 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 28, 2021 |
| Property Address | 402 S SUMMIT ST, WHEATON, IL 60187-5976 |
| Document Number | 0000066553 |
| Map Reference | DOC 202765 |
| Instrument Date | Apr 06, 2021 |
| Instrument | R2021-066553 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 402 S SUMMIT ST, WHEATON, IL 60187-5976 |
| Document Number | 0000066554 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | R2021-066554 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,004.00 (+12.8%) | $324,330 (+27.39%) Land $39,521 Building $284,809 | $972,990 (+27.39%) Land $118,563 Building $854,427 |
| 2022 | $16,848.00 Homeowner's exemption | $254,590 Land $31,700 Building $222,890 | $763,770 Land $95,100 Building $668,670 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-15-320-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 4,935 sqft Living Area |
| Gross Area | 5,481 sqft Gross Area |
| Basement Area | 1,580 sqft Basement |
| Finished Basement | 1,580 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 14.8 ft x 7 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 546 sqft Garage |
| Porch | Open Porch |
| Porch Area | 248 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Commercial Water Source |
| Street Address | 402 S SUMMIT ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-5976 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MC INTOSH LORRAINE RD SUB |
| Legal Subdivision | MC INTOSH LORRAINE RD SUB |
| Legal Block | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | DU PAGE IL |
| Minor Civil Division | MILTON |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 842400 |
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