402 S Staley Rd, Champaign, IL 61822 Property Records

Champaign County property record for 402 S Staley Rd, Champaign, IL 61822

Property Summary

Property Type	Commercial
Lot Size	0.022 acres (979 sqft)
Owner	Company Name on Record
Last Sale	$87,500 (Oct 2003)
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-20-16-102-019`

Property Details

APN / Parcel Number

Primary APN	`44-20-16-102-019`

Exterior

Lot Area	979 sqft (0.022 acres)

Location & Zoning

Street Address	402 S STALEY RD
City	CHAMPAIGN
State	IL
Zip	61822-3579
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT PT COMMONS CROSSINGS AT STALEY CONDO
Legal Range	08E
Legal Township	19N
Legal Section	16
Legal Subdivision	COMMONS CROSSINGS AT STALEY CONDO
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2009
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	402 S STALEY RD, CHAMPAIGN, IL 61822-3579
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST MID BANK & TRUST NA
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA
Apr 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2003 · Amount on Record
Deed Sale	Oct 2, 2003 · Amount on Record
Prior Sale	Jan 21, 2003 · Amount on Record
Deed Document Number	200345038
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 S STALEY RD, CHAMPAIGN, IL 61822-3579
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013877
Date	Sep 27, 2023
Instrument	2023R13877

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 22, 2024

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 S STALEY RD, CHAMPAIGN, IL 61822-3579
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014816
Date	Aug 9, 2022
Instrument	2022R14816

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	57 Months
Due	May 24, 2027

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 S STALEY RD, CHAMPAIGN, IL 61822-3579
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005706
Date	Apr 16, 2018
Instrument	2018R05706

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Dec 20, 2022

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,420 (+33.59%) Land $7,250 Building $38,170	$136,260 (+33.59%) Land $21,750 Building $114,510
2024	$3,530.00 (+12.92%)
2022	$3,126.00	$34,000 Land $5,420 Building $28,580	$102,000 Land $16,260 Building $85,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Volo.net Internet+Tech Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Mediacom Xtream, T-Mobile, Verizon.

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