402 S Saunders Ave, Sutton, NE 68979 Property Records

Clay County property record for 402 S Saunders Ave, Sutton, NE 68979 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,809 sqft · built 1905
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Nov 2021)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77010-033-8335`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77010-033-8335`
Alternative APN	`000833500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	999 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 S SAUNDERS AVE
City	SUTTON
State	NE
Zip	68979-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 LOT 11 & LOT 12 BLK 33 1ST ADD SUTTON CITY
Legal Subdivision	1ST ADD
Legal Block	33
Legal Lot Number	11,12
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4046
Census Tract	962100

Owner

Source: Clay County records · APN 3757-00-0-77010-033-8335

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 S SAUNDERS AVE, SUTTON, NE 68979-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2021	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2021 · Amount on Record
Deed Sale	Nov 02, 2021 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	20211578
Deed Book / Page	134 / 441
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Nov 02, 2021
Property Address	402 S SAUNDERS AVE, SUTTON, NE 68979-2038
Document Number	000134/441
Book / Page	134 / 441
Instrument Date	Oct 29, 2021
Instrument	2021-01578
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$254.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101579
Date	Nov 02, 2021
Instrument	2021-01579

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Oct 22, 2020
Property Address	402 S SAUNDERS AVE, SUTTON, NE 68979-2038
Document Number	000133/355
Book / Page	133 / 355
Instrument Date	Oct 21, 2020
Instrument	2020-01118
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202001119
Date	Oct 22, 2020
Instrument	2020-01119

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,035 (+10.79%) Land $10,050 Building $122,985	$133,035 (+10.79%) Land $10,050 Building $122,985
2025	$1,744.00 (-10.43%)	$120,075 (+15.23%) Land $5,025 Building $115,050	$120,075 (+15.23%) Land $5,025 Building $115,050
2023	$1,947.00	$104,205 Land $5,025 Building $99,180	$104,205 Land $5,025 Building $99,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (31035C), updated July 4, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310359621004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Glenwood Telephone Membership	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Zito West Holding	Cable	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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