Hardy County property record for 402 S Main St, Moorefield, WV 26836
| Property Type | Bank, Financial Building |
|---|---|
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on File |
| Last Sale | $23,000 (Feb 2022) |
| Tax Bill | $550 (2026) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-2-0033.0000 |
| Primary APN | 04-2-0033.0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 16,988 sqft (0.39 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 402 S MAIN ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1238 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | .39 AC SURVEY CRITES SOUTH MFLD |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Moorefield Historic District listed 1986 · 171 contributing resources · NRIS 86000774 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
402 S Main St, a commercial property, is owned by a company that bought it in February 2022.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 487, FRANKLIN, WV 26807-0487 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Deed Document Number | 227146 |
| Deed Book / Page | 362 / 929 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 402 S Main St was $550, up 0.2% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550.00 (+0.18%) | $24,060 (+0.25%) Land $22,860 Building $1,200 | $40,100 (+0.25%) Land $38,100 Building $2,000 |
| 2025 | $549.00 | $24,000 Land $22,860 Building $1,140 | $40,000 Land $38,100 Building $1,900 |
| 2023 | $549.00 | $23,940 Land $22,860 Building $1,080 | $39,900 Land $38,100 Building $1,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 S Main St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 42 (1985–2011) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | May 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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