402 S Main St, Alta, IA 51002 Property Records

Buena Vista County property record for 402 S Main St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 1958
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-157-006`

Property Details

APN / Parcel Number

Primary APN	`09-26-157-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	1,564 sqft
Attic	Attic
Attic Area	704 sqft
Basement Area	1,564 sqft
Finished Basement	725 sqft
Unfinished Basement	1,578 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	402 S MAIN ST
City	ALTA
State	IA
Zip	51002-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-19 ALTA CORP.
Legal Subdivision	THIRD ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2035
Census Tract	960600

Owner

402 S Main St is owner-occupied and held in a trust since October 2023.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	402 S MAIN ST, ALTA, IA 51002-1302
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2023
Transfer Doc	0000002422
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 16, 2019
Property Address	402 S MAIN ST, ALTA, IA 51002-1302
Document Number	0000191714
Instrument Date	Jul 10, 2019
Instrument	191714
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S MAIN ST, ALTA, IA 51002-1302

Mortgage

Document Number	0000191715
Date	Jul 16, 2019
Instrument	191715

Lender

Name	METABANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 402 S Main St was $3,554 with a homeowner's exemption, down 6.9% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,600 (+9%) Land $19,100 Building $254,500	$273,600 (+9%) Land $19,100 Building $254,500
2025	$3,554.00 (-6.91%) Homeowner's exemption	$251,010 Land $10,920 Building $240,090	$251,010 Land $10,920 Building $240,090
2024	$3,818.00
2023		$251,010 (+33.47%) Land $10,920 Building $240,090	$251,010 Land $10,920 Building $240,090
2022	$3,100.00 Homeowner's exemption	$188,060 Land $10,920 Building $177,140
2021			$188,060 Land $10,920 Building $177,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 402 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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