402 S Division St, Carson City, MI 48811 Property Records

Montcalm County property record for 402 S Division St, Carson City, MI 48811

Property Summary

Property Type	Single Family Home
Details	1 ba · 878 sqft
Lot Size	0.278 acres (12,101 sqft)
Owner	2 Company Names on Record
Last Sale	$135,000 (Jun 2024)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Aug 2026 Transfer May 2019 Sale & Mortgage
APN	`051-406-003-00`

Property Details

APN / Parcel Number

Primary APN	`051-406-003-00`

Interior

Full Baths	1 Bath
Building Area	878 sqft Building Perimeter
1st Floor Area	878 sqft
Basement Area	878 sqft
Unfinished Basement	878 sqft

Exterior

Architectural Style	Ranch
Lot Area	12,101 sqft (0.278 acres)
Lot Dimensions	132 ft deep x 110 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 S DIVISION ST
City	CARSON CITY
State	MI
Zip	48811-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. E 110 FT OF LOT 3 & E 110 FT OF N 44 FT OF LOT 4 BLK 6 MINER'S ADDITION TO VILLAGE OF CARSON CITY.
Legal Subdivision	MINER'S ADDITION
Legal Block	6
Legal Lot Number	3-4
Jurisdiction	MONTCALM MI
Township / Civil Division	CARSON CITY
Census Block Group	3
Census Block	3018
Census Tract	971000

Owner

Source: Montcalm County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11457 W EVERGREEN RD, GOWEN, MI 49326-9350
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	20245173
Prior Transfer Date	Nov 29, 2007
Prior Transfer Doc	1387000532
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Aug 25, 2026
Property Address	402 S DIVISION ST, CARSON CITY, MI 48811-9753
Document Number	0000009045
Instrument Date	Aug 19, 2026
Instrument	20269045
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11457 W EVERGREEN RD, GOWEN, MI 49326-9350

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	May 17, 2019
Property Address	402 S DIVISION ST, CARSON CITY, MI 48811-9753
Document Number	2019R05382
Instrument Date	May 15, 2019
Instrument	2019R-05382
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	INDEPENDENT TITLE SERVICE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S DIVISION ST, CARSON CITY, MI 48811-9753

Mortgage

Document Number	2019R05383
Date	May 16, 2019
Instrument	2019R-05383

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
Municipality	Carson City
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,900 (+11.83%)	$141,800 (+11.83%)
2025	$3,658.00 (+129.2%)	$63,400 (+34.89%)	$126,800 (+169.79%)
2024	$1,596.00
2023		$47,000	$47,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON CITY serves 3,322 people · EPA ID MI0001170
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
CMS Internet Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Baraga Telephone Company.

Nearby Properties on S Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures