402 S Ash St, Springfield, GA 31329 Property Records

Effingham County property record for 402 S Ash St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,190 sqft · built 1978
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2024)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1070044000`

Property Details

APN / Parcel Number

Primary APN	`S1070044000`
Alternative APNs	`S1070044` `26691`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,190 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	900 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26691
Street Address	402 S ASH ST
City	SPRINGFIELD
State	GA
Zip	31329-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.48 AC
Legal Subdivision	CITYOFSPRINGFIELD
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2020
Census Tract	30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 N ASH ST, SPRINGFIELD, GA 31329-4957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Limited Warranty Deed, Transfer NOT AVAILABLE, TIAGO NATIONAL TITLE
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT COM
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on File
Deed Sale	Aug 13, 2024 · Amount on File
Prior Sale	Jul 19, 2023 · Amount on File
Deed Book / Page	2925 / 267
Record Updated	Oct 29, 2026

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 19, 2023
Property Address	402 N ASH ST, SPRINGFIELD, GA 31329-4957
Document Number	002860/905
Book / Page	2860 / 905
Instrument Date	Jul 12, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	NOT AVAILABLE, TIAGO NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N ASH ST, SPRINGFIELD, GA 31329-4957

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	402 N ASH ST, SPRINGFIELD, GA 31329-4957
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S ASH ST, SPRINGFIELD, GA 31329-4952

Mortgage

Document Number	0000002610/0000000093
Date	Jul 28, 2020
Book Page	0000002610/0000000093
Instrument	007395

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	402 N ASH ST, SPRINGFIELD, GA 31329-4957
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S ASH ST, SPRINGFIELD, GA 31329-4952

Mortgage

Document Number	0000002747/0000000482
Date	Dec 6, 2021
Book Page	0000002747/0000000482
Instrument	014621

Lender

Name	JFQ LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,765 (-7.61%) Land $12,672 Building $129,093	$354,411 (-7.61%) Land $31,680 Building $322,731
2025	$5,442.00 (+44.35%) Homeowner's exemption	$153,448 (+39.12%) Land $12,672 Building $140,776	$383,619 (+39.12%) Land $31,680 Building $351,939
2024	$3,770.00 (+18.29%)	$110,298 (+23.06%) Land $12,672 Building $97,626	$275,744 (+23.06%) Land $31,680 Building $244,064
2022	$3,187.00	$89,626 Land $8,640 Building $80,986	$224,066 Land $21,600 Building $202,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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