402 S 4th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 402 S 4th St, Saint Peter, MN 56082

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,584 sqft · built 1875
Lot Size0.238 acres (10,384 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Feb 2024)
Tax Bill$5,890 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19.412.1510

Property Details

APN / Parcel Number

Primary APN19.412.1510

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,584 sqft Living Area
AtticAttic
Attic Area734 sqft
Basement Area1,335 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleVictorian
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeStone
Roof TypeMansard
Roof MaterialAsphalt
Lot Area10,384 sqft (0.238 acres)
Lot Dimensions118 ft deep x 88 ft wide
PorchSlab
Porch Area263 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant

Location & Zoning

Street Address402 S 4TH ST
CitySAINT PETER
StateMN
Zip56082-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 137 LOT E 14 2 3 OF N 2 3 OF LOT 9 N 2 3 OF 7 8 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT
Legal Range00
Legal Township00
Legal Section00
Legal SubdivisionAMENDED PLAT
Legal Block137
Legal Lot NumberE-9
JurisdictionNICOLLET MN
Township / Civil DivisionST. PETER
Census Block Group1
Census Block1019
Census Tract480400

Owner

402 S 4th St is owned and occupied by an individual who bought it in February 2024.

Source: Nicollet County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address402 S 4TH ST, SAINT PETER, MN 56082-2004
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Warranty Deed, Transfer · Conventional Mortgage
BANKVISTA
Jul 20, 2022Warranty Deed, Transfer · Conventional Mortgage
NBKS BANK
Nov 30, 2020Deed, Transfer
Nov 30, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2024 · Amount on File
Deed SaleFeb 1, 2024 · Amount on File
Prior SaleJul 15, 2022 · Amount on File
Deed Document Number20241621435
Prior Transfer DateOct 30, 2020
Prior Transfer Doc0000334983
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNICOLLET MN
Recording DateFeb 13, 2024
Property Address402 S 4TH ST, SAINT PETER, MN 56082-2004
Document Number0000349592
Instrument DateFeb 1, 2024
Instrument349592
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,237.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address402 S 4TH ST, SAINT PETER, MN 56082-2004

Mortgage

Document Number0000349593
DateFeb 13, 2024
Instrument349593
Lender
NameBANKVISTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change8%
Index1-Year CMT
Max Rate11%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNICOLLET MN
Recording DateJul 20, 2022
Property Address402 S 4TH ST, SAINT PETER, MN 56082-2004
Document Number0000343923
Instrument DateJul 15, 2022
Instrument343923
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanySTEWART TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$917.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 S 4TH ST, SAINT PETER, MN 56082-2004

Mortgage

Document Number0000343924
DateJul 20, 2022
Instrument343924
Lender
NameNBKS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.45%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2020
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.45%
IndexOther
Margin3
Max Rate9.45%

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionNICOLLET MN
Recording DateNov 30, 2020
Property Address402 S 4TH ST, SAINT PETER, MN 56082-2004
Document Number0000334984
Instrument DateOct 30, 2020
Instrument334984
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$1.65
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address802 S MINNESOTA AVE, SAINT PETER, MN 56082-2122

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 S MINNESOTA AVE, SAINT PETER, MN 56082-2122

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionNICOLLET MN
Recording DateNov 30, 2020
Property Address402 S 4TH ST, SAINT PETER, MN 56082-2004
Document Number0000334983
Instrument DateOct 30, 2020
Instrument334983
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$1.65
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address802 S MINNESOTA AVE, SAINT PETER, MN 56082-2122

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 S MINNESOTA AVE, SAINT PETER, MN 56082-2122

Tax Assessment & Valuation

The 2026 property tax bill for 402 S 4th St was $5,890 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyNicollet County
MunicipalitySt. Peter City
Unified School DistrictSt. Peter Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,890.00 Homeowner's exemption$413,200 Land $42,700 Building $370,500$413,200 Land $42,700 Building $370,500
2025$5,890.00
2023$4,322.00 Homeowner's exemption$362,000 Land $42,700 Building $319,300$362,000 Land $42,700 Building $319,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 S 4th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1983–1997)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event
  • Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Peter
serves 12,198 people · EPA ID MN1520006
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Netwave Broadband
Fixed Wireless · Fiber in parts of the area · not low latency
125 / 40
Midco
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, GigFire, T-Mobile.

Nearby Properties on S 4th St

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