Clinton County property record for 402 S 4th St, Gower, MO 64454
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,008 sqft · built 1998 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,736 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 02.0 04 004 001 003.005 |
| Primary APN | 12 02.0 04 004 001 003.005 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,627 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 402 S 4TH ST |
|---|---|
| City | GOWER |
| State | MO |
| Zip | 64454-9138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 OF REPLAT OF LOTS 1&2 BLK 28 SOUTH PARK ADDN & PART OF FRACTIONAL SEC 4(UNRECORDED) |
| Legal Range | 33W |
| Legal Township | 55N |
| Legal Section | 04 |
| Legal Subdivision | SOUTH PARK ADD |
| Legal Block | 28 |
| Legal Lot Number | 1,2 |
| Jurisdiction | CLINTON MO |
| Township / Civil Division | ATCHISON |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 960400 |
Source: Clinton County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 S 4TH ST, GOWER, MO 64454-9138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2012 |
| Deed Sale | Jan 1, 2012 |
| Deed Document Number | 2012233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MO |
| Property Address | 402 S 4TH ST, GOWER, MO 64454-9138 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 402 S 4TH ST, GOWER, MO 64454-9138 |
| Document Number | 0202501542 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 202501542 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clinton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clinton County |
| Municipality | Gower City |
| Unified School District | East Buchanan County C-1 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,736.00 (+0.06%) | $21,470 (+12%) Land $2,622 Building $18,848 | $113,000 (+12%) Land $13,800 Building $99,200 |
| 2024 | $1,735.00 (+11.43%) | $19,170 (-) Land $2,341 Building $16,829 | |
| 2023 | $1,557.00 (+19.31%) | $19,170 (+8.67%) Land $2,341 Building $16,829 | $100,892 (+8.67%) Land $12,320 Building $88,572 |
| 2022 | $1,305.00 | $17,640 Land $2,341 Building $15,299 | |
| 2021 | $92,840 Land $12,320 Building $80,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWER PWS serves 1,360 people · EPA ID MO1010318 |
|---|---|
| Water Source | Purchased groundwater from DEKALB COUNTY PWSD 1 |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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