402 River View Rd, Guttenberg, IA 52052 Property Records

Clayton County property record for 402 River View Rd, Guttenberg, IA 52052

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,384 sqft · built 1996
Lot Size	0.152 acres (6,622 sqft)
Owner	Individual Name on File
Last Sale	$299,875 (Jun 2022)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1632751105`

Property Details

APN / Parcel Number

Primary APN	`1632751105`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,622 sqft (0.152 acres)
Lot Dimensions	86 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	258 sqft
Patio Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	402 RIVER VIEW RD
City	GUTTENBERG
State	IA
Zip	52052-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105 ESMANN ISLAND
Legal Subdivision	ESMANN ISLAND
Legal Lot Number	105
Jurisdiction	CLAYTON IA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1005
Census Tract	70400

Owner

402 River View Rd is owned and occupied by an individual who bought it in June 2022.

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	107 N FRANKLIN ST, MANCHESTER, IA 52057-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY SAVINGS BANK
Jun 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY SAVINGS BANK
Jun 16, 2022	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	20222197
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	402 RIVER VIEW RD, GUTTENBERG, IA 52052
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R01045
Date	Apr 21, 2023
Instrument	2023R01045

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2028

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Jun 16, 2022
Property Address	402 RIVER VIEW RD, GUTTENBERG, IA 52052
Document Number	2022R02197
Map Reference	PB 14 PG 96
Instrument Date	Jun 10, 2022
Instrument	2022R02197
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N FRANKLIN ST, MANCHESTER, IA 52057-1540

Mortgage

Document Number	2022R02199
Date	Jun 16, 2022
Instrument	2022R02199

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Jun 16, 2022
Property Address	402 RIVER VIEW RD, GUTTENBERG, IA 52052-9472
Document Number	2022R02196
Map Reference	PB 14 PG 96
Instrument Date	Jun 10, 2022
Instrument	2022R02196
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 EDITH ST, DUBUQUE, IA 52001-1231

Mortgage

Document Number	2022R02199
Date	Jun 16, 2022
Instrument	2022R02199

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 402 River View Rd was $4,690 with a homeowner's exemption, up 5.7% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	Clayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,690.00 (+5.73%) Homeowner's exemption	$455,657 Land $247,157 Building $208,500	$455,657 Land $247,157 Building $208,500
2024	$4,436.00
2023		$328,041 Land $224,576 Building $103,465	$328,041 Land $224,576 Building $103,465
2022	$3,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 River View Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	50 (1991–2024)
Claims Outside the SFHA	1 of 50
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Flooding, May 2023 · 4 claims Severe Storms, Tornadoes And Flooding, May 2001 · 14 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 River View Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Alpine Communications Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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