402 River St, Beacon, NY 12508 Property Records

Dutchess County and Beacon City property record for 402 River St, Beacon, NY 12508

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1985
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jan 2019)
Tax Bill	$7,712 (2025)
Deeds & Mortgages	Sep 2020 Refinance Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130200-5954-25-595943-0000`

Property Details

APN / Parcel Number

Primary APN	`130200-5954-25-595943-0000`
Alternative APNs	`020000595400255959430000` `130200 5.954-25-595.943` `30595943`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30595943
Street Address	402 RIVER ST
City	BEACON
State	NY
Zip	12508-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	.07 AC 1657 0711 1641 0466
Legal Block	25
Legal Lot Number	595
Jurisdiction	DUTCHESS NY
Township / Civil Division	BEACON
Census Block Group	1
Census Block	1008
Census Tract	210201

Owner

Source: Dutchess County and Beacon City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 RIVER ST, BEACON, NY 12508-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE
Jan 29, 2019	Grant Deed, Transfer · Conventional Mortgage VALLEY NAT'L BK
Sep 12, 2017	Deed, Transfer MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	20192019-723
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	0000000723
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	402 RIVER ST, BEACON, NY 12508-2514
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052887
Date	Sep 9, 2020
Instrument	52887

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jan 29, 2019
Property Address	402 RIVER ST, BEACON, NY 12508-2514
Document Number	0000000723
Instrument Date	Jan 25, 2019
Instrument	723
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 KRISTY DR BEACON NY 125084157, BEACON, NY 12508-4157

Mortgage

Document Number	454
Date	Jan 29, 2019
Instrument	454

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Sep 12, 2017
Property Address	402 RIVER ST, BEACON, NY 12508-2514
Document Number	0000006912
Book / Page	0000022017 / 0000006912
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SAND SPRINGS RD, WILLIAMSTOWN, MA 01267-2248

Mortgage

Document Number	0000006295
Date	Sep 12, 2017
Instrument	000000006295

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Beacon City
Unified School District	Beacon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,712.00 (+14.71%)	$396,300 (+12.94%) Land $26,300 Building $370,000	$396,300 (+12.94%) Land $26,300 Building $370,000
2023		$350,900 (+1%) Land $25,000 Building $325,900	$350,900 (+1%) Land $25,000 Building $325,900
2022		$319,000 Land $25,000 Building $294,000	$319,000 Land $25,000 Building $294,000
2020	$6,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACON CITY serves 14,370 people · EPA ID NY1302760
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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