402 River Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 402 River Dr, Gaffney, SC 29340 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1940
Square Footage	784 sqft Living Area
Lot Size	27,878 sqft (0.639 acres)
Occupancy	Owner Occupied
Last Sale	$65,900 (2020)
Tax Bill	$365.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`004063-23-3`
Alternative APNs	`1180100093000 61080189` `118-01-00-093.000` `004166223`

Interior

Building Area	784 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1940
Exterior Material	Siding Exterior
Lot Area	27,878 sqft (0.639 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1180100093000 61080189
Street Address	402 RIVER DR
City	GAFFNEY
State	SC
Zip	29340-3436
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	402 RIVER DR FM BROWN $65900
Legal Subdivision	LEE ROY MAYNOR
Jurisdiction	CHEROKEE SC
Minor Civil Division	GAFFNEY
Census Blockgroup	4
Census Block	4030
Census Tract	970302

Owner

Source: Cherokee County records · APN 004063-23-3

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 RIVER DR, GAFFNEY, SC 29340-3436
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2020 · Amount on Record
Deed Sale	Mar 03, 2020 · Amount on Record
Prior Sale	Nov 06, 2008
Deed Doc Number	0001202199
Deed Book / Page	120 / 2199
Last Transfer Date	Mar 06, 2020
Transfer Doc	0001202199
Record Refreshed	Jun 08, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 06, 2020
Property Address	402 RIVER DR, GAFFNEY, SC 29340-3436
Document Number	0001202199
Book / Page	000120 / 002199
Instrument Date	Mar 03, 2020
Instrument	1268
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 RIVER DR GAFFNEY SC 293403436, GAFFNEY, SC 29340-3436

Mortgage

Document Number	1202201
Date	Mar 06, 2020
Book Page	000120/002201
Instrument	1269

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$365.00 (+18.12%) Homeowner's exemption	$2,760 (-) Land $360 Building $2,400	$68,900 (-) Land $9,000 Building $59,900
2023	$309.00	$2,760 Land $360 Building $2,400	$68,900 Land $9,000 Building $59,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.