402 Rincon Rd, Gonzales, CA 93926 Property Records

Monterey County property record for 402 Rincon Rd, Gonzales, CA 93926

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,856 sqft · built 1967
Lot Size0.197 acres (8,600 sqft)
OwnerIndividual Name on Record
Last Sale$184,500 (Sep 2009)
Tax Bill$2,829 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN020-191-013-000

Property Details

APN / Parcel Number

Primary APN020-191-013-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,856 sqft Living Area
1st Floor Area1,856 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleOther
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area8,600 sqft (0.197 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address402 RINCON RD
CityGONZALES
StateCA
Zip93926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT NO 550 MISSION PARK LOT 13 BLK 54
Legal SubdivisionMISSION PARK
Legal Tract550
Legal Block54
Legal Lot Number13
JurisdictionMONTEREY CA
Township / Civil DivisionGONZALES
Census Block Group3
Census Block3000
Census Tract10804

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address402 RINCON RD, GONZALES, CA 93926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 10, 2017Loan Modification, Mortgage
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS
Jun 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
RABOBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2009 · Amount on Record
Deed SaleSep 4, 2009 · Amount on Record
Prior SaleSep 12, 2008 · Amount on Record
Deed Document Number200956687
Prior Transfer DateDec 4, 2002
Prior Transfer Doc0000123591
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address402 RINCON RD, GONZALES, CA 93926
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012668
DateMar 13, 2020
Instrument2020012668
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTEREY CA
Property Address402 RINCON RD, GONZALES, CA 93926
Document Number0000045109
Instrument DateAug 10, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 RINCON CT GONZALES CA 93926, GONZALES, CA 93926

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address402 RINCON RD, GONZALES, CA 93926
Document Number0000037826
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 RINCON CT GONZALES CA 93926, GONZALES, CA 93926

Mortgage

Document Number0000037826
DateJul 18, 2017
Instrument37826
Lender
NameRABOBANK
TypeBank
AddressGONZALEZ, CA 93926
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityGonzales City
Unified School DistrictGonzales Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$242,902 (+2%) Land $65,823 Building $177,079
2025$2,829.00 (+6.63%)$238,140 (+4.04%) Land $64,533 Building $173,607
2023$2,653.00 (-3.14%)$228,894 Land $62,028 Building $166,866
2022$2,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1995–1998)
Claims Outside the SFHA2 of 5
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GONZALES
serves 8,333 people · EPA ID CA2710007
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Ranch Wifi.

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