402 Ridgewood Ave, Mount Vernon, OH 43050 Property Records

Knox County property record for 402 Ridgewood Ave, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 970 sqft · built 1902
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2025)
Tax Bill	$907 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`66-02689.000`

Property Details

APN / Parcel Number

Primary APN	`66-02689.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	208 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	121 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	219 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 RIDGEWOOD AVE
City	MOUNT VERNON
State	OH
Zip	43050-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE 48
Legal Subdivision	RIVERSIDE
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3020
Census Tract	7600

Owner

402 Ridgewood Ave is owned and occupied by an individual who bought it in October 2025.

Source: Knox County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	402 RIDGEWOOD AVE, MOUNT VERNON, OH 43050-3035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
May 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage T2 FINANCIAL LLC
Dec 9, 2019	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	20256995
Deed Book / Page	2093 / 671
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Oct 1, 2025
Property Address	402 RIDGEWOOD AVE, MOUNT VERNON, OH 43050-3035
Document Number	0000006995
Book / Page	2093 / 671
Instrument Date	Sep 30, 2025
Instrument	202500006995
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 RIDGEWOOD AVE, MOUNT VERNON, OH 43050-3035

Mortgage

Document Number	0000006996
Date	Oct 1, 2025
Instrument	202500006996

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	May 6, 2022
Property Address	402 RIDGEWOOD AVE, MOUNT VERNON, OH 43050-3035
Document Number	0000003806
Book / Page	1921 / 635
Instrument Date	May 5, 2022
Instrument	20220-00003806
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 RIDGEWOOD AVE, MOUNT VERNON, OH 43050-3035

Mortgage

Document Number	22000003807
Date	May 6, 2022
Instrument	220-00003807

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Dec 9, 2019
Property Address	402 RIDGEWOOD AVE, MOUNT VERNON, OH 43050-3035
Document Number	0017540149
Book / Page	001754 / 000149
Instrument Date	Dec 6, 2019
Instrument	9363
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 RIDGEWOOD AVE MOUNT VERNON OH 430503035, MOUNT VERNON, OH 43050-3035

Mortgage

Document Number	17540151
Date	Dec 9, 2019
Book Page	001754/000151
Instrument	9364

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 402 Ridgewood Ave was $907, down 2.3% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$66,960 Land $12,880 Building $54,080
2025	$907.00 (-2.26%)	$23,440 (-) Land $4,510 Building $18,930
2024	$928.00 (+1.75%)	$23,440 (-) Land $4,510 Building $18,930
2023	$912.00 (+5.19%)	$23,440 (+15.01%) Land $4,510 Building $18,930	$66,960 Land $12,880 Building $54,080
2022	$867.00	$20,380 Land $3,920 Building $16,460
2020			$58,230 Land $11,200 Building $47,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 Ridgewood Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1979–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Ridgewood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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