402 Ridge Oak Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 402 Ridge Oak Dr, Georgetown, TX 78628

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,292 sqft · built 1976
Lot Size0.29 acres (12,649 sqft)
Owner2 Individual Names on Record
Last Sale$411,200 (Jul 2020)
Tax Bill$5,765 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR-20-9450-0000-0079

Property Details

APN / Parcel Number

Primary APNR-20-9450-0000-0079
Alternative APNs
  • R045099
  • 103495

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,292 sqft Living Area
1st Floor Area2,292 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2014
Exterior MaterialStone
Roof TypeHip
Lot Area12,649 sqft (0.29 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area460 sqft
PorchOpen Porch
Porch Area15 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account NumberR20945000000079
Street Address402 RIDGE OAK DR
CityGEORGETOWN
StateTX
Zip78628-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN GABRIEL HEIGHTS SEC 5, BLOCK C, LOT 21
Legal SubdivisionSAN GABRIEL HEIGHTS SEC 5
Legal BlockC
Legal Lot Number21
JurisdictionWILLIAMSON TX
Township / Civil DivisionROUND ROCK-GEORGETOWN
Census Block Group1
Census Block1019
Census Tract20123

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 RIDGE OAK DR, GEORGETOWN, TX 78628-7636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed of Trust, Mortgage · Line of Credit
AUSTIN TELCO FCU
Jul 22, 2020Vendor's Lien, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleFeb 22, 2011 · Amount on Record
Deed Document Number202082228
Prior Transfer DateDec 1, 2009
Prior Transfer Doc0000090587
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address402 RIDGE OAK DR, GEORGETOWN, TX 78628-7636
Transaction TypeMortgage
Record UpdatedJul 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 RIDGE OAK DR, GEORGETOWN, TX 78628-7636

Mortgage

Document Number0000052409
DateJun 27, 2023
Instrument2023052409
Lender
NameAUSTIN TELCO FCU
TypeCredit Union
AddressAUSTIN, TX 78759
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 3, 2043

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateJul 22, 2020
Property Address402 RIDGE OAK DR, GEORGETOWN, TX 78628-7636
Document Number0000082228
Map ReferenceCAB C SL 385
Instrument DateJul 22, 2020
Instrument2020082228
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyTEXAS NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 RIDGE OAK DR, GEORGETOWN, TX 78628-7636
InvestorPossibly a Property Investor

Mortgage

Document Number0000082229
DateJul 22, 2020
Instrument2020082229
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGeorgetown City
CountyWilliamson County
Unified School DistrictGeorgetown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,765.00 (-20.6%) Homeowner's exemption Disabled Person's exemption$509,191 (+3.71%) Land $80,000 Building $429,191$509,191 (+3.71%) Land $80,000 Building $429,191
2023$7,261.00 (-6.59%) Homeowner's exemption$490,984 Land $85,000 Building $405,984$490,984 Land $85,000 Building $405,984
2022$7,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: FiberFirst, SOS Communications, T-Mobile, VTX Communications, Western Broadband.

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