Bell County property record for 402 Reservation Dr, Harker Heights, TX 76548
| Property Type | Single Family Home |
|---|---|
| Details | 2,762 sqft · built 2004 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $250 (2021) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0912880513 |
| Primary APN | 0912880513 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,762 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| 2nd Floor Area | 842 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Reinforced Concrete |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Account Number | 688779 |
|---|---|
| Street Address | 402 RESERVATION DR |
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-7466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKIPCHA MOUNTAIN ESTATES PHASE FIFTEEN, BLOCK 003, LOT 0002 |
| Legal Subdivision | SKIPCHA MOUNTAIN ESTATES PHASE FIFTEEN |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21906 |
402 Reservation Dr is owned and occupied by an individual who acquired it in October 2008.
Source: Bell County records, as of November 9, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 6, 2021 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2008 |
| Deed Sale | Oct 2, 2008 |
| Deed Document Number | 00040597 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 402 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000053807 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022053807 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 402 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012840 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021012840 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 402 RESERVATION DR, HARKER HEIGHTS, TX 76548-7466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000042576 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021042576 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $326,817 Land $38,000 Building $288,817 | $326,817 Land $38,000 Building $288,817 | |
| 2021 | $250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Reservation Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Reservation Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FiberFirst, Nextlink.
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