402 Perry St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 402 Perry St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,360 sqft · built 1920
Lot Size0.18 acres (7,875 sqft)
OwnerIndividual Name on Record
Last Sale$88,800 (Jul 2008)
Tax Bill$4,650 (2026)
Deeds & MortgagesFeb 2023 Transfer
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 48.58-3-14

Property Details

APN / Parcel Number

Primary APN421500 48.58-3-14
Alternative APN
  • 150004805800030140000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area784 sqft
2nd Floor Area576 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,875 sqft (0.18 acres)
Lot Dimensions175 ft deep x 45 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address402 PERRY ST
CitySCHENECTADY
StateNY
Zip12306-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block3
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2007
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address402 PERRY ST, SCHENECTADY, NY 12306-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Intrafamily Transfer, Transfer
Jul 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY LAND TR/SCHENECTADY
Apr 6, 2017Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2008 · Amount on Record
Deed SaleJul 11, 2008 · Amount on Record
Deed Book / Page1785 / 392
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateFeb 8, 2023
Property Address402 PERRY ST, SCHENECTADY, NY 12306-3108
Document Number0000007502
Book / Page2102 / 554
Instrument DateJan 30, 2023
Instrument202307502
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address402 PERRY ST, SCHENECTADY, NY 12306-3108

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 PERRY ST, SCHENECTADY, NY 12306-3108

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address402 PERRY ST, SCHENECTADY, NY 12306-3108
Document Number0000034896
Book / Page004778 / 000208
Instrument DateJul 12, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 PERRY ST SCHENECTADY NY 123063108, SCHENECTADY, NY 12306-3108

Mortgage

Document Number0000034896
DateAug 3, 2017
Book Page004778/000208
Instrument34896
Lender
NameCOMMUNITY LAND TR/SCHENECTADY
Address1677 VAN VRANKEN AVE, SCHENECTADY, NY 12308-1919
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address402 PERRY ST, SCHENECTADY, NY 12306-3108
Document Number0000024267
Book / Page004763 / 000600
Instrument DateApr 6, 2017
Transaction TypeMortgage
Record UpdatedJun 7, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 PERRY ST SCHENECTADY NY 123063108, SCHENECTADY, NY 12306-3108

Mortgage

Document Number0000024267
DateJun 1, 2017
Book Page004763/000600
Instrument24267
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,650.00 (+1.82%) Homeowner's exemption Senior Citizen's exemption
2025$4,567.00 (+0.42%)$90,500 (-) Land $13,300 Building $77,200$149,859 (+30.82%) Land $22,023 Building $127,836
2023$90,500 (-) Land $13,300 Building $77,200$114,557 (+3.8%) Land $16,835 Building $97,722
2022$90,500 Land $13,300 Building $77,200$110,366 Land $16,220 Building $94,146
2021$4,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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