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402 Paul Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 402 Paul Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,586 sqft · built 1992
Lot Size0.25 acres (10,890 sqft)
Owner2 Trust Names on File
Tax Bill$5,977 (2024)
Deeds & MortgagesOct 2022 Transfer
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-349-031-000

Property Details

APN / Parcel Number

Primary APN07-25-349-031-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,586 sqft Living Area
1st Floor Area1,586 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,890 sqft (0.25 acres)
Garage Area506 sqft
DrivewayConcrete Driveway
Driveway Area684 sqft

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area290 sqft
PorchSlab
Porch Area182 sqft
Patio Area152 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address402 PAUL DR
CityWATERLOO
StateIL
Zip62298-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 LAKEVIEW ESTATES WEST
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionLAKEVIEW ESTATES
Legal Lot Number31
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3010
Census Tract600501

Owner

Source: Monroe County records · APN 07-25-349-031-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address402 PAUL DR, WATERLOO, IL 62298-1831
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Intrafamily Transfer, Transfer
ATTORNEY
Mar 02, 2018Deed of Trust, Mortgage · Conventional with PMI
HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 29, 2022
Transfer Doc0000426369
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateOct 03, 2022
Property Address402 PAUL DR, WATERLOO, IL 62298-1831
Document Number0000426369
Instrument DateSep 29, 2022
Instrument426369
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address402 PAUL DR, WATERLOO, IL 62298-1831

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address402 PAUL DR, WATERLOO, IL 62298-1831
Document Number0000394776
Instrument DateMar 02, 2018
Transaction TypeMortgage
Record UpdatedMar 16, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 PAUL DR WATERLOO IL 622981831, WATERLOO, IL 62298-1831

Mortgage

Document Number0000394776
DateMar 12, 2018
Instrument394776
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMar 11, 2033
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$109,390 (+35.03%) Land $16,590 Building $92,800$328,170 (+35.03%) Land $49,770 Building $278,400
2024$5,977.00
2022Additional exemption filed$81,010 Land $15,280 Building $65,730$243,030 Land $45,840 Building $197,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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