402 Park St, Onarga, IL 60955 Property Records

Iroquois County property record for 402 Park St, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	0.837 acres (36,466 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22 24 432 008`

Property Details

APN / Parcel Number

Primary APN	`22 24 432 008`

Exterior

Lot Area	36,466 sqft (0.837 acres)

Location & Zoning

Street Address	402 PARK ST
City	ONARGA
State	IL
Zip	60955-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIERSONS ADD LT 3 & 7-12 BLK 2
Legal Subdivision	PIERSONS ADD
Legal Block	2
Legal Lot Number	3,7-12
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	2
Census Block	2014
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 PARK ST, ONARGA, IL 60955-1072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 21, 2022
Property Address	402 PARK ST, ONARGA, IL 60955-1072
Document Number	00022R0222
Instrument Date	Jan 21, 2022
Instrument	22R0222
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 PARK ST, 402, ONARGA, IL 60955-1072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 N LOCUST ST, ONARGA, IL 60955-1216

Mortgage

Document Number	00022R0223
Date	Jan 21, 2022
Instrument	22R0223

Lender

Name	FEDERATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,210.00 (+80.53%)	$49,060 (+26.57%) Land $11,160 Building $37,900	$147,180 (+26.57%) Land $33,480 Building $113,700
2022	$2,332.00 Homeowner's exemption Senior Citizen's exemption	$38,760 Land $8,820 Building $29,940	$116,280 Land $26,460 Building $89,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Watch TV.

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