402 Oshkosh Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 402 Oshkosh Ave, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,281 sqft · built 2002
Lot Size	0.162 acres (7,098 sqft)
Owner	Individual Name on File
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R156194`

Property Details

APN / Parcel Number

Primary APN	`R156194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,281 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,098 sqft (0.162 acres)
Garage Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 OSHKOSH AVE
City	LUBBOCK
State	TX
Zip	79416-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0017
Legal Description	WESTCHESTER PARK L 366
Legal Subdivision	WESTCHESTER PARK
Legal Lot Number	3660
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1001
Census Tract	406

Owner

402 Oshkosh Ave is owned and occupied by an individual who acquired it in June 2025.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	402 OSHKOSH AVE, LUBBOCK, TX 79416-3736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Vendor's Lien, Transfer · FHA Mortgage T2 FINANCIAL LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 4, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025
Deed Sale	Jun 11, 2025
Prior Sale	Oct 22, 2024
Deed Document Number	2025022733
Record Updated	Jun 8, 2026

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 11, 2025
Property Address	402 OSHKOSH AVE, LUBBOCK, TX 79416-3736
Document Number	0000022733
Map Reference	VOL 6582 PG 88
Instrument Date	Jun 9, 2025
Instrument	2025022733
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 OSHKOSH AVE, LUBBOCK, TX 79416-3736

Mortgage

Document Number	0000022734
Date	Jun 11, 2025
Instrument	2025022734

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	402 OSHKOSH AVE, LUBBOCK, TX 79416-3736
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051491
Date	Oct 6, 2021
Instrument	2021051491

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	402 OSHKOSH AVE, LUBBOCK, TX 79416-3736
Document Number	0000013919
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 OSHKOSH AVE LUBBOCK TX 794163736, LUBBOCK, TX 79416-3736

Mortgage

Document Number	0000013919
Date	Apr 9, 2020
Instrument	13919

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	144 Months
Due	Apr 8, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 402 Oshkosh Ave was $3,546 with a homeowner's exemption, up 48.9% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00 (+48.87%) Homeowner's exemption	$172,245 Land $20,600 Building $151,645	$172,245 Land $20,600 Building $151,645
2024	$2,382.00 (+7.64%)
2023	$2,213.00 (-20.82%) Homeowner's exemption	$161,029 Land $20,600 Building $152,823	$173,423 Land $20,600 Building $152,823
2022	$2,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Oshkosh Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Oshkosh Ave is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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