402 Oak Forest Dr, Onalaska, WI 54650 Property Records

La Crosse County property record for 402 Oak Forest Dr, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.476 acres (20,735 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2025)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-001018-000`

Property Details

APN / Parcel Number

Primary APN	`018-001018-000`
Alternative APNs	`18 1018 0` `41129`

Exterior

Lot Area	20,735 sqft (0.476 acres)

Location & Zoning

Street Address	402 OAK FOREST DR
City	ONALASKA
State	WI
Zip	54650-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	ASSESSORS PLAT OF ONALASKA PRT OUTLOT 122 COM NW COR E ALG N LN 751.7FT TO POB E 370FT TO W R/W ST S5D32ME 117FT S89D17MW 379.3FT N 117FT TO POB EX KINGSWOOD II ADDN
Legal Range	07W
Legal Township	16N
Legal Section	09
Legal Subdivision	ASSESSORS PLAT OF ONALASKA PRT
Legal Lot Number	122
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3005
Census Tract	10500

Owner

Source: La Crosse County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 OAK FOREST DR, ONALASKA, WI 54650-3121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Transfer on Death Deed, Transfer UNKNOWN, NEW CASTLE TITLE
Sep 30, 2025	Warranty Deed, Transfer · VA Mortgage IMAGINE HOME LENDING LLC
Aug 8, 2023	Intrafamily Transfer, Transfer TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE
Jul 24, 2023	Intrafamily Transfer, Transfer TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	20251839252
Prior Transfer Date	Aug 7, 2023
Prior Transfer Doc	0001810814
Record Updated	Sep 20, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 30, 2025
Property Address	402 OAK FOREST DR, ONALASKA, WI 54650-3121
Document Number	0001839251
Instrument Date	Sep 23, 2025
Instrument	1839251
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, NEW CASTLE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 OAK FOREST DR, ONALASKA, WI 54650-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W8041 PRAIRIE WOODS ST, HOLMEN, WI 54636-4001

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 30, 2025
Property Address	402 OAK FOREST DR, ONALASKA, WI 54650-3121
Document Number	0001839252
Instrument Date	Sep 23, 2025
Instrument	1839252
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001839253
Date	Sep 30, 2025
Instrument	1839253

Lender

Name	IMAGINE HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Aug 8, 2023
Property Address	402 OAK FOREST DR, ONALASKA, WI 54650-3121
Document Number	0001810814
Instrument Date	Aug 7, 2023
Instrument	1810814
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Jul 24, 2023
Property Address	402 OAK FOREST DR, ONALASKA, WI 54650-3121
Document Number	0001810165
Instrument Date	Jul 20, 2023
Instrument	1810165
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,184.00 (+12.26%) Homeowner's exemption	$322,600 (+37.98%) Land $85,000 Building $237,600	$326,300 (+14.37%)
2024	$3,727.00 (-5.57%) Homeowner's exemption	$233,800 (-) Land $60,700 Building $173,100	$285,300 (+22.03%)
2023	$3,947.00 (+4.22%) Homeowner's exemption	$233,800 (-) Land $60,700 Building $173,100	$233,800 (-) Land $60,700 Building $173,100
2022	$3,787.00 Homeowner's exemption	$233,800 Land $60,700 Building $173,100	$233,800 Land $60,700 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Lynxx Networks.

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