Cochise County property record for 402 Oak Ave, Bisbee, AZ 85603
| Property Type | Single Family Home |
|---|---|
| Details | 1,280 sqft · built 1900 |
| Lot Size | 0.118 acres (5,156 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Feb 2014) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Oct 2020 Reverse Mortgage Jun 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-61-124 |
| Primary APN | 103-61-124 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,156 sqft (0.118 acres) |
| Deck Area | Deck Area |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 103-61-12407 |
|---|---|
| Street Address | 402 OAK AVE |
| City | BISBEE |
| State | AZ |
| Zip | 85603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BISBEE LOTS 15&16 S PT OF LOT 3 BY M&B BEG AT SE COR OF LOT 3 BLK 21 BISBEE TWNS N77DEG 50MIN W45' N28DEG 16MIN E7' S68DEG 57MIN E 43.59' TO BEG & LOT 2 HIGGINS ADDITION 2 PER MAPS & PLATS BK14 PG 21-21A |
| Legal Subdivision | BISBEE |
| Legal Block | 21 |
| Legal Lot Number | S |
| Legal Unit | 32 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | BISBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1000 |
402 Oak Ave is owned and occupied by an individual who acquired it in May 2022.
Source: Cochise County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 OAK AVE, BISBEE, AZ 85603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP |
| Jun 6, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Sep 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2014 · Amount on File |
| Deed Sale | Feb 11, 2014 · Amount on File |
| Deed Document Number | 20142014-02452 |
| Last Transfer Date | May 19, 2022 |
| Transfer Doc | 0000013891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 402 OAK AVE, BISBEE, AZ 85603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | TRUE CONCEPT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021484 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-21484 |
| Name | AMERICAN ADVISORS GOURP |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 92896 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Jun 6, 2022 |
| Property Address | 402 OAK AVE, BISBEE, AZ 85603 |
| Document Number | 0000013891 |
| Map Reference | MB 1 PG 25-63 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-13891 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 OAK AVE, BISBEE, AZ 85603 |
| Document Number | 0000013892 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-13892 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 9.73% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 402 OAK AVE, BISBEE, AZ 85603 |
| Document Number | 0000021485 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | TRUE CONCEPT TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 OAK AVE BISBEE AZ 85603, BISBEE, AZ 85603 |
| Document Number | 0000021485 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 21485 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1056 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 402 Oak Ave was $1,223, up 4.9% from the year before.
Source: Cochise County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Municipality | Bisbee City |
| Unified School District | Bisbee Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,012 (-3.97%) Land $3,820 Building $25,192 | $290,115 (-3.97%) Land $38,200 Building $251,915 | |
| 2025 | $1,223.00 (+4.89%) | $30,212 (+13.66%) Land $3,820 Building $26,392 | $302,120 (+13.66%) Land $38,200 Building $263,920 |
| 2024 | $1,166.00 (+5.05%) | $26,582 Land $3,820 Building $22,762 | $265,817 Land $38,200 Building $227,617 |
| 2023 | $1,110.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Oak Ave is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 87% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - BISBEE public/private · serves 8,590 people · EPA ID AZ0402001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform assessment Oct 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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