402 Nicholson Rd, Searcy, AR 72143 Property Records

White County property record for 402 Nicholson Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,472 sqft · built 2014
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2025)
Tax Bill	$2,495 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-11306-005`

Property Details

APN / Parcel Number

Primary APN	`001-11306-005`
Alternative APN	`118160`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,472 sqft Living Area
Gross Area	3,109 sqft
1st Floor Area	2,472 sqft
Flooring	Wood

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	637 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 NICHOLSON RD
City	SEARCY
State	AR
Zip	72143-9492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 330 W 300 E 1067.30 NE NW
Legal Range	08
Legal Township	07
Legal Section	23
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1076
Census Tract	70300

Owner

Source: White County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 NICHOLSON RD, SEARCY, AR 72143-9492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Aug 8, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK LEXINGTON
Jun 28, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Deed Document Number	202510006
Deed Book / Page	2025 / 10686
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	DEED2021/10338
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	402 NICHOLSON RD, SEARCY, AR 72143-9492
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 ORLEANS PL, SEARCY, AR 72143-7067

Mortgage

Document Number	MTG2024/26614
Date	Oct 18, 2024
Book Page	MTG 2024/26614
Instrument	L202412843

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Aug 8, 2025
Property Address	402 NICHOLSON RD, SEARCY, AR 72143-9492
Document Number	DEED2025/10686
Book / Page	DEED 2025 / 10686
Instrument Date	Aug 7, 2025
Instrument	L202510006
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	CITIZENS TITLE AND CLOSING COMPANY, CITIZENS TTL & CLOSING CO IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 RIVER OAKS BLVD, SEARCY, AR 72143-4550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 NICHOLSON RD, SEARCY, AR 72143-9492

Mortgage

Document Number	L202510007
Date	Aug 8, 2025
Instrument	L202510007

Lender

Name	FIRST COMMUNITY BANK LEXINGTON
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE AR
Recording Date	Jun 28, 2021
Property Address	402 NICHOLSON RD, SEARCY, AR 72143-9492
Document Number	DEED2021/10338
Book / Page	DEED 2021 / 10338
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	WHITE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 NICHOLSON RD, SEARCY, AR 72143-9492

Mortgage

Document Number	MTG202120269
Date	Jun 28, 2021
Instrument	MTG 2021/20269

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2046

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,495.00	$62,690 (-) Land $4,700 Building $57,990	$313,450 (-) Land $23,500 Building $289,950
2023	$2,495.00	$62,690 Land $4,700 Building $57,990	$313,450 Land $23,500 Building $289,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW WHITE COUNTY WATER ASSN serves 12,173 people · EPA ID AR0000185
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Longview Cable Television Company Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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